Winston County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Winston County, Alabama? DLRadar grades every Winston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Winston County breakdown.
- Winston County's most distressed ZIP is 35565 at 28/100.
- 12 ZIP codes tracked in Winston County, averaging 19/100 distress.
- Winston County reads expansion — home values up 5.0% year over year.
- Vacancy runs 26.8% across Winston County's tracked ZIPs, with a 23.2% poverty rate.
- The typical Winston County home is worth about $160,291 against a ~$54,289 median income.
- Lending headwind in Winston County sits at 21/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 35565 | 28/100 |
| 2 | 35053 | 22/100 |
| 3 | 35179 | 22/100 |
| 4 | 35098 | 21/100 |
| 5 | 35503 | 20/100 |
| 6 | 35578 | 19/100 |
| 7 | 35540 | 16/100 |
| 8 | 35541 | 16/100 |
| 9 | 35553 | 16/100 |
| 10 | 35572 | 16/100 |
| 11 | 35575 | 16/100 |
| 12 | 35577 | 16/100 |
Most distressed ZIP codes in Winston County (composite distress 0-100, 2026)
What is driving Winston County distress
Winston County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Winston County market phase and pricing
Winston County currently sits in expansion after a 5.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
What is the most distressed ZIP code in Winston County, AL?
ZIP 35565 leads Winston County at 28/100, recomputed monthly from public records.
How would you describe the Winston County market phase?
Winston County reads expansion, with home prices up 5.0% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Winston County data sourced?
Every Winston County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Winston County ZIP codes that it runs on every other U.S. county, so Winston County's numbers are directly comparable to any other market.
How much do distress scores vary between Winston County ZIP codes?
Averaging the county conceals how uneven it is. Across the Winston County ZIPs DLRadar ranks, scores run from 28/100 in 35565 down to 16/100 in 35577, against a Winston County average of 19/100. The 12-point range is the argument for ZIP-level search across Winston County.
What do Winston County home values and vacancy say about distressed supply?
The typical Winston County home carries about $160,291 of value against a median household income near $54,289. Vacancy across Winston County's tracked ZIPs runs 26.8% and the poverty rate is 23.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Winston County's foreclosure and tax-lien filings and its 21/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.