Winston County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Winston County, AL distress report, 2026: 12 ZIPs scored in Winston, AL, Winston, AL average 19/100; the top Winston, AL ZIP is 35565 at 28/100; Winston, AL market phase expansion, Winston, AL prices +5.0% year over year.
- Winston, AL ranks #545 nationally (opportunity index); Winston, AL #22 in Alabama; Winston, AL index 33.2.
- Winston, AL: no CFPB county sample; Winston, AL non-metro area reading 1.6%.
- Winston, AL ZIP phases: 5 peak, 5 expansion, 2 neutral.
- Winston, AL residential listings tracked: 11 across 7 ZIPs; Winston, AL candidate listings 5.
- Winston, AL HUD assisted properties: 2 with 24 units.
- Winston, AL lenders on watch: 4; largest Winston, AL footprint First National Bank (2 branches).
- Winston, AL most distressed ZIP: 35565 at 28/100.
Winston, AL figures: DLRadar distress index; Winston, AL inputs: CFPB, FHFA, HUD, FDIC; Winston, AL rebuilt as sources refresh.
| Rank | Winston, AL ZIP | Score |
|---|---|---|
| 1 | 35565 | 28/100 |
| 2 | 35503 | 24/100 |
| 3 | 35578 | 21/100 |
| 4 | 35053 | 20/100 |
| 5 | 35098 | 20/100 |
| 6 | 35179 | 20/100 |
| 7 | 35540 | 16/100 |
| 8 | 35541 | 16/100 |
| 9 | 35553 | 16/100 |
| 10 | 35572 | 16/100 |
| 11 | 35575 | 16/100 |
| 12 | 35577 | 16/100 |
Most distressed Winston, AL ZIPs (0-100, 2026)
Mortgage delinquency around Winston, AL
No CFPB county sample covers Winston, AL; the non-metro area reading for Winston, AL: 1.6% ninety-plus; Winston, AL area thirty-to-eighty-nine 4.7% (December 2025, Winston, AL); Alabama overall 1.1%.
Opportunity index: Winston, AL
Winston, AL index 33.2, Winston, AL phase peak_opportunity; Winston, AL primary driver vacancy, Winston, AL second driver bank institutional. Winston, AL components: property stress 23.2, foreclosure pressure 23.1, listing discounts 38.9, bank stress 52.5, insurance 0.0; Winston, AL pulse 35.5; Winston, AL capital opportunity 29.7.
ZIP market phases inside Winston, AL
12 Winston, AL ZIPs carry a price-cycle phase; Winston, AL ZIPs by phase (Winston, AL), deepest drawdown first: peak, +3.4% YoY (Winston, AL): 35053; peak, +3.5% YoY (Winston, AL): 35098, 35578; peak, +3.2% YoY (Winston, AL): 35179; peak, +2.9% YoY (Winston, AL): 35503; neutral, +5.0% YoY (Winston, AL): 35540; expansion, +5.0% YoY (Winston, AL): 35541, 35553, 35572, 35575, Winston, AL 35577; neutral, +4.3% YoY (Winston, AL): 35565.
Residential listings by Winston, AL ZIP
Winston, AL ZIPs with the most tracked Winston, AL residential listings: 35553 4 listings, 1 candidates, bank pressure 58; 35572 4 listings, 3 candidates, bank pressure 58; 35565 2 listings, 0 candidates, bank pressure 65; 35541 1 listings, 1 candidates, bank pressure 60 (Winston, AL); 35540 0 listings, 0 candidates, bank pressure 60; 35575 0 listings, 0 candidates, bank pressure 58; 35577 0 listings, 0 candidates, bank pressure 58. Winston, AL totals: 11 listings; Winston, AL candidates 5; active ZIPs 0.
HUD assisted housing in Winston, AL
2 assisted properties with 24 units sit in Winston, AL; largest Winston, AL properties: Seymour House (Double Springs) 15 units, 14 assisted; Genesis House (Haleyville) 9 units, 8 assisted.
Lenders with branches in Winston, AL
Winston, AL lenders by branch count: First National Bank (Winston, AL): stress 13, 2 branches low in Winston, AL; Pinnacle Bank (Winston, AL): stress 78, 1 branch low in Winston, AL; Premier Bank Of The South (Winston, AL): stress 74, 1 branch low in Winston, AL; Traditions Bank (Winston, AL): stress 67, 1 branch low in Winston, AL.
Vacancy and permits, Winston, AL
3,740 of 13,160 Winston, AL housing units are vacant; Winston, AL permits, twelve months: 0 multifamily units in Winston, AL, 3 one-to-four unit units.
Work Winston, AL at the parcel level
Every Winston, AL parcel carries owner and address; every Winston, AL parcel carries APN; Winston, AL distress scores sit on the Winston, AL live board.
Winston, AL figures refresh with each source.
Winston, AL questions
Most distressed ZIP code in Winston County, AL?
ZIP 35565 leads Winston, AL at 28/100; next in Winston, AL: 35503 at 24/100; the Winston, AL average is 19/100.
Where does Winston County, AL rank for investment opportunity?
Winston, AL is #545 among all ranked counties, #22 in Alabama; the Winston, AL driver is vacancy; Winston, AL moved up 379 places.
How many mortgages are delinquent in Winston County, AL?
Winston, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Winston, AL.
Which banks lend in Winston County, AL?
4 watched lenders hold Winston, AL branches; the largest Winston, AL footprints are First National Bank (2), Pinnacle Bank (1), Premier Bank Of The South (1).
More on Winston, AL
Winston County, AL distress report: public-record figures for Winston, AL; not legal advice for Winston, AL; not tax or investment advice; verify every Winston, AL record before acting.