Yancey County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yancey County, North Carolina? DLRadar grades every Yancey County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Yancey County breakdown.
- Yancey County's most distressed ZIP is 28754 at 27/100.
- 6 ZIP codes tracked in Yancey County, averaging 23/100 distress.
- Yancey County reads peak — home values up 2.8% year over year.
- Vacancy runs 26.6% across Yancey County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Yancey County home is worth about $239,060 against a ~$59,610 median income.
- Lending headwind in Yancey County sits at 50/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28754 | 27/100 |
| 2 | 28714 | 24/100 |
| 3 | 28755 | 24/100 |
| 4 | 28740 | 22/100 |
| 5 | 28777 | 21/100 |
| 6 | 28705 | 20/100 |
Most distressed ZIP codes in Yancey County (composite distress 0-100, 2026)
What is driving Yancey County distress
The Yancey County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 23/100 ZIP average. No proprietary or modelled inputs enter the score.
Yancey County market phase and pricing
Yancey County reads peak — home prices rose 2.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Yancey County
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What people ask
What is the hardest-hit ZIP in Yancey County?
ZIP 28754 leads Yancey County at 27/100, recomputed monthly from public records.
Where is Yancey County in the housing cycle?
Yancey County reads peak, with home prices up 2.8% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Yancey County figures be verified?
Yancey County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Yancey County ZIP codes?
One county number flattens a wide range. Across the Yancey County ZIPs DLRadar ranks, scores run from 27/100 in 28754 down to 20/100 in 28705, against a Yancey County average of 23/100. The 7-point range is the argument for ZIP-level search across Yancey County.
What do Yancey County home values and vacancy say about distressed supply?
The typical Yancey County home carries about $239,060 of value against a median household income near $59,610. Vacancy across Yancey County's tracked ZIPs runs 26.6% and the poverty rate is 13.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Yancey County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.