Yancey County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Yancey County, NC distress report, 2026: 6 ZIPs scored in Yancey, NC, Yancey, NC average 22/100; the top Yancey, NC ZIP is 28754 at 26/100; Yancey, NC market phase peak, Yancey, NC prices +2.8% year over year.
- Yancey, NC ranks #400 nationally (opportunity index); Yancey, NC #16 in North Carolina; Yancey, NC index 33.9.
- Yancey, NC: no CFPB county sample; Yancey, NC non-metro area reading 1.3%.
- Yancey, NC ZIP phases: 6 peak.
- Yancey, NC residential listings tracked: 7 across 3 ZIPs; Yancey, NC candidate listings 3.
- Yancey, NC HUD assisted properties: 1 with 38 units.
- Yancey, NC lenders on watch: 1; largest Yancey, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Yancey, NC most distressed ZIP: 28754 at 26/100.
Yancey, NC figures: DLRadar distress index; Yancey, NC inputs: CFPB, FHFA, HUD, FDIC; Yancey, NC rebuilt as sources refresh.
| Rank | Yancey, NC ZIP | Score |
|---|---|---|
| 1 | 28754 | 26/100 |
| 2 | 28714 | 22/100 |
| 3 | 28755 | 22/100 |
| 4 | 28705 | 20/100 |
| 5 | 28740 | 20/100 |
| 6 | 28777 | 20/100 |
Most distressed Yancey, NC ZIPs (0-100, 2026)
Mortgage delinquency around Yancey, NC
No CFPB county sample covers Yancey, NC; the non-metro area reading for Yancey, NC: 1.3% ninety-plus; Yancey, NC area thirty-to-eighty-nine 3.4% (December 2025, Yancey, NC); North Carolina overall 0.9%.
Opportunity index: Yancey, NC
Yancey, NC index 33.9, Yancey, NC phase peak_opportunity; Yancey, NC primary driver vacancy, Yancey, NC second driver bank institutional. Yancey, NC components: property stress 30.3, foreclosure pressure 31.3, listing discounts 34.0, bank stress 58.7, insurance 0.0; Yancey, NC pulse 37.9; Yancey, NC capital opportunity 27.9; Yancey, NC seven-day change -0.2%.
ZIP market phases inside Yancey, NC
6 Yancey, NC ZIPs carry a price-cycle phase; Yancey, NC ZIPs by phase (Yancey, NC), deepest drawdown first: peak, +2.8% YoY (Yancey, NC): 28705, 28714, 28740, 28755; peak, +0.9% YoY (Yancey, NC): 28754; peak, +2.7% YoY (Yancey, NC): 28777.
Residential listings by Yancey, NC ZIP
Yancey, NC ZIPs with the most tracked Yancey, NC residential listings: 28714 5 listings, 3 candidates, bank pressure 64; 28740 2 listings, 0 candidates, bank pressure 63; 28755 0 listings, 0 candidates, bank pressure 64. Yancey, NC totals: 7 listings; Yancey, NC candidates 3; active ZIPs 0.
HUD assisted housing in Yancey, NC
1 assisted properties with 38 units sit in Yancey, NC; largest Yancey, NC properties: Mountain Village Apartments (Burnsville) 38 units, 37 assisted.
Lenders with branches in Yancey, NC
Yancey, NC lenders by branch count: First-Citizens Bank&Trust Co (Yancey, NC): stress 71, 1 branch low in Yancey, NC.
Vacancy and permits, Yancey, NC
3,246 of 11,376 Yancey, NC housing units are vacant; Yancey, NC permits, twelve months: 0 multifamily units in Yancey, NC, 132 one-to-four unit units.
Work Yancey, NC at the parcel level
Every Yancey, NC parcel carries owner and address; every Yancey, NC parcel carries APN; Yancey, NC distress scores sit on the Yancey, NC live board.
Yancey, NC figures refresh with each source.
Yancey, NC questions
Most distressed ZIP code in Yancey County, NC?
ZIP 28754 leads Yancey, NC at 26/100; next in Yancey, NC: 28714 at 22/100; the Yancey, NC average is 22/100.
Where does Yancey County, NC rank for investment opportunity?
Yancey, NC is #400 among all ranked counties, #16 in North Carolina; the Yancey, NC driver is vacancy; Yancey, NC moved up 142 places.
How many mortgages are delinquent in Yancey County, NC?
Yancey, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Yancey, NC.
Which banks lend in Yancey County, NC?
1 watched lenders hold Yancey, NC branches; the largest Yancey, NC footprints are First-Citizens Bank&Trust Co (1).
More on Yancey, NC
Yancey County, NC distress report: public-record figures for Yancey, NC; not legal advice for Yancey, NC; not tax or investment advice; verify every Yancey, NC record before acting.