ZIP 10028 Property Distress & Foreclosure Data

ZIP code 10028 in New York County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 65/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 31% of renters are cost-burdened. The poverty rate is 5.0% — low. The ZIP holds roughly 30,568 housing units. About 45,679 people live here, median age 43. The typical home is worth about $1,602,600 (9.5× income, severely stretched). The demographic-stress sub-score lands at 44/100. Around 83% of adults hold a bachelor's degree or higher. 38% of housing is owner-occupied. At $168,125, median income runs above typical U.S. levels. The vacancy rate is 15.7% — elevated.

Net-net, 10028 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.