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ZIP 10028 Foreclosure, Tax-Lien & Distress Report

New York County, New York · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 10028 in New York County, New York comes in at 22, a low composite-distress reading. The sharpest non-environmental signals are structural risk (48/100), institutional ownership (18/100), construction/permit lag (13/100). On the quiet end sit construction/permit lag (13/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). On the structural side it scores 48/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 31% of tenant households. The poverty rate is 5.0% — low. There are about 30,568 housing units across 10028. Population is roughly 45,679 with a median age of 43. Home values center near $1,602,600, an affordability ratio of 9.5× — stretched. The demographic-stress sub-score lands at 44/100. About 83% have a four-year degree. 38% of housing is owner-occupied. At $168,125, median income runs above typical U.S. levels. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 10028 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 10028 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 10028 stays directly comparable to neighboring ZIPs and the rest of New York County, New York. Nothing here is interpolated — where a source is thin for 10028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 10028's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 10028 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

22/100
Composite stress
48/100
Structural risk
3/100
Distress activity

ZIP 10028 distress signals, scored

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 10028 distress snapshot

Current distress, phase, housing and lender-pressure figures for 10028, drawn from the same report attached to each property.

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Unlock parcel-level detail for ZIP 10028

The full 10028 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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