ZIP 11738 Foreclosure, Tax-Lien & Distress Report
Suffolk County, New York · Distress market
Composite property distress in 11738 (Suffolk County, New York) lands at 34/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 75/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low.
The peak-phase market in 11738 posted values that rose 4.9% over the year, and 26% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 79% owner-occupied to 21% rented. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 20,246 with a median age of 35. Vacancy runs 5.2%. A median home runs $484,700 here, or 3.3 times local income. There are about 5,549 housing units across 11738. At $139,008, median income runs above typical U.S. levels. Rent burden reaches 49% of tenant households. About 32% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100.
Net-net, 11738 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 11738 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 11738 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 11738 can be compared directly against any other ZIP in Suffolk County, New York or nationwide. 11738 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 11738's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 11738 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 11738
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 11738 distress snapshot
The live 11738 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Suffolk County ZIPs near 11738
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Suffolk County, New York.
Open the complete 11738 acquisition file
The full 11738 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology