ZIP 11738 Property Distress & Foreclosure Data

Suffolk County, New York's ZIP 11738 registers 36/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 81 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (81/100), construction/permit lag (77/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 26% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

79% of housing is owner-occupied. The poverty rate is 5.8% — low. About 20,246 people live here, median age 35. Vacancy runs 5.2%. The typical home is worth about $484,700 (3.3× income, relatively affordable). There are about 5,549 housing units across 11738. At $139,008, median income runs above typical U.S. levels. Rent burden reaches 49% of tenant households. Around 32% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100.

Net-net, 11738 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.