ZIP 14550 Foreclosure, Tax-Lien & Distress Report

In Wyoming County, New York, ZIP 14550 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). The latent-versus-live split is 34/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (35/100), structural risk (34/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (3/100) register low.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 11.1%. Population is roughly 1,273 with a median age of 41. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 79% of homes, renters 21%. Rent burden reaches 43% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $56,250, below the U.S. median near $78,000. The typical home is worth about $111,000 (1.9× income, relatively affordable). About 17% have a four-year degree. The ZIP holds roughly 681 housing units.

Net-net, 14550 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 14550 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 14550 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14550 can be compared directly against any other ZIP in Wyoming County, New York or nationwide. Nothing here is interpolated — where a source is thin for 14550, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 14550 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 14550 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.