ZIP 63627 Property Distress & Foreclosure Data

DLRadar grades ZIP 63627 (Ste. Genevieve County, Missouri) at a low 25/100 for overall property distress. Structural risk reads 55/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (61/100). Property-level stress concentrates in structural risk (55/100), institutional ownership (47/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 4.1% year on year, and 11% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 92% owner-occupied to 8% rented. Households earn a median $86,985 — near the roughly $78,000 national figure. About 2,856 people live here, median age 40. Rent burden reaches 59% of tenant households. A median home runs $266,700 here, or 2.8 times local income. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. There are about 1,409 housing units across 63627. On demographic stress specifically, 63627 scores 31/100. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. About 17% have a four-year degree.

Net-net, 63627 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.