ZIP 84319 Foreclosure, Tax-Lien & Distress Report

Cache County, Utah's ZIP 84319 registers 14/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Latent structural risk is 29/100 while live distress already moving reads 1/100. Leading the profile are structural risk (29/100), construction/permit lag (27/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 1.1% year on year, 1.9% off the recent peak, and 4% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 84319 scores 30/100. The vacancy rate is 5.1%. The typical home is worth about $425,200 (4.4× income). Around 33% of renters are cost-burdened. 10,490 residents call 84319 home, typically aged 29. Around 32% of adults hold a bachelor's degree or higher. The poverty rate is 7.9%. The tenure split is 86% owner-occupied to 14% rented. Households earn a median $86,103 — near the roughly $78,000 national figure. There are about 3,470 housing units across 84319.

On balance 84319 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 84319 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 84319, the field stays empty rather than modeled, and fills in as new documents post.

84319's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 84319 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.