ZIP 84320 Property Distress & Foreclosure Data

ZIP code 84320 in Cache County, Utah carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (42/100), structural risk (33/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. On the structural side it scores 33/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 21% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $94,583, median income runs above typical U.S. levels. The poverty rate is 2.1% — low. The vacancy rate is 6.1%. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 899 housing units. 2,773 residents call 84320 home, typically aged 32. Around 9% of renters are cost-burdened. The typical home is worth about $380,200 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 24/100. 83% of housing is owner-occupied.

On balance, 84320 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.