ZIP 84320 Foreclosure, Tax-Lien & Distress Report

In Cache County, Utah, ZIP 84320 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are structural risk (29/100), construction/permit lag (27/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The latent-versus-live split is 29/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

The market reads peak — home values rose 1.1% year on year, 1.9% off the recent peak, and 21% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $94,583, median income runs above typical U.S. levels. The poverty rate is 2.1% — low. The vacancy rate is 6.1%. About 25% have a four-year degree. The ZIP holds roughly 899 housing units. 2,773 residents call 84320 home, typically aged 32. Around 9% of renters are cost-burdened. The typical home is worth about $380,200 (3.5× income, relatively affordable). On demographic stress specifically, 84320 scores 24/100. 83% of housing is owner-occupied.

Net-net, 84320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 84320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 84320 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84320 can be compared directly against any other ZIP in Cache County, Utah or nationwide. Sparse data for 84320 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 84320's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 84320 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.