ZIP 84321 Foreclosure, Tax-Lien & Distress Report
Cache County, Utah · Distress market
DLRadar grades ZIP 84321 (Cache County, Utah) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Its heaviest discrete signals: structural risk (29/100), construction/permit lag (28/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 29/100 against active distress of 1/100.
The market reads peak — home values rose 1.1% year on year, 1.9% off the recent peak, and 5% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 49% owner-occupied to 51% rented. Median household income is $66,262, below the U.S. median near $78,000. About 49,811 people live here, median age 24. The poverty rate is 18.0% — high, a tax-stress and distress correlate. The vacancy rate is 6.9%. Rent burden reaches 36% of tenant households. There are about 17,663 housing units across 84321. Educational attainment sits at 39% bachelor's-or-above. Home values center near $400,500, an affordability ratio of 5.4×. DLRadar's demographic-stress index for the area reads 38/100.
Overall, 84321 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 84321 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 84321 stays directly comparable to neighboring ZIPs and the rest of Cache County, Utah. The score is rebuilt from public data as it updates, so 84321 reflects the current record instead of a stale or modeled snapshot.
84321's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 84321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 84321
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 84321 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 84321, the same set carried on every parcel.
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More distress data near 84321
Keep going: ZIP, county and state distress coverage for Cache County, Utah.
See every distressed parcel in 84321
Open 84321 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology