ZIP 84321 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 84321 (Cache County, Utah) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Its heaviest discrete signals: structural risk (29/100), construction/permit lag (27/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 29/100 against active distress of 1/100.

The market reads peak — home values rose 1.1% year on year, 1.9% off the recent peak, and 5% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 49% owner-occupied to 51% rented. Median household income is $66,262, below the U.S. median near $78,000. About 49,811 people live here, median age 24. The poverty rate is 18.0% — high, a tax-stress and distress correlate. The vacancy rate is 6.9%. Rent burden reaches 36% of tenant households. There are about 17,663 housing units across 84321. Educational attainment sits at 39% bachelor's-or-above. Home values center near $400,500, an affordability ratio of 5.4×. DLRadar's demographic-stress index for the area reads 38/100.

Overall, 84321 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 84321 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 84321 stays directly comparable to neighboring ZIPs and the rest of Cache County, Utah. The score is rebuilt from public data as it updates, so 84321 reflects the current record instead of a stale or modeled snapshot.

84321's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 84321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.