ZIP 93640 Property Distress & Foreclosure Data

ZIP code 93640 in Fresno County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 48 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (58/100), structural risk (48/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (99/100)).

The peak-phase market in 93640 posted values that rose 1.0% over the year, 2.3% off the recent peak, and 15% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 45% of homes, renters 55%. Vacancy runs 3.0%. Home values center near $286,200, an affordability ratio of 5.5×. There are about 3,622 housing units across 93640. Population is roughly 14,507 with a median age of 28. Educational attainment sits at 5% bachelor's-or-above. 30.0% of residents fall below the poverty threshold. Median household income is $46,042, below the U.S. median near $78,000. Rent burden reaches 43% of tenant households. DLRadar's demographic-stress index for the area reads 47/100.

On the whole, 93640 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.