Trinity Capital Bank Of Tx (FDIC #13000): Bank Stress & Real-Estate Credit Exposure

Trinity Capital Bank Of Tx (FDIC Cert #13000): bank stress 66/100, elevated, STABLE over 7 days; parent ENNIS BANCSHARES INC.

Trinity Capital Bank Of Tx (#13000) lends in 3 counties across 1 state; Trinity Capital Bank Of Tx (#13000) reaches 122 ZIP codes: Texas 3 counties, 122 ZIPs.

Trinity Capital Bank Of Tx (#13000) largest markets: Dallas County, TX (190 branches, 95 ZIPs) (#13000), Ellis County, TX (40 branches, 20 ZIPs) (#13000), Kaufman County, TX (13 branches, 13 ZIPs) (#13000).

Trinity Capital Bank Of Tx (#13000) reports $456.6 million in total assets; Trinity Capital Bank Of Tx (#13000) equity $35.0 million (7.7% of Trinity Capital Bank Of Tx (#13000) assets); Trinity Capital Bank Of Tx (#13000) domestic deposits $355.1 million; Trinity Capital Bank Of Tx (#13000) net income $3.7 million; Trinity Capital Bank Of Tx (#13000) return on assets 1.64%; Trinity Capital Bank Of Tx (#13000) return on equity 21.88%; Trinity Capital Bank Of Tx (#13000) net interest income $9.2 million; Trinity Capital Bank Of Tx (#13000) call report June 30, 2026.

Trinity Capital Bank Of Tx (#13000) noncurrent real-estate loans: none reported; Trinity Capital Bank Of Tx (#13000) net charge-offs on real estate 0.32%; Trinity Capital Bank Of Tx (#13000) residential charge-offs 0.60%.

Trinity Capital Bank Of Tx (#13000) net interest margin 4.30% against an eight-quarter Trinity Capital Bank Of Tx (#13000) average of 3.90% (Trinity Capital Bank Of Tx (#13000) compression -0.40 points); Trinity Capital Bank Of Tx (#13000) non-residential real estate 59.8% of equity; Trinity Capital Bank Of Tx (#13000) rate-exposure score 40/100, Trinity Capital Bank Of Tx (#13000) fixed-rate trap 40/100; Trinity Capital Bank Of Tx (#13000) risk type credit driven; Trinity Capital Bank Of Tx (#13000) rate regime rates elevated, Trinity Capital Bank Of Tx (#13000) snapshot October 19, 2026.

Trinity Capital Bank Of Tx (#13000) stress score moved from 66.4 on June 22, 2026 to 65.9 on October 19, 2026; Trinity Capital Bank Of Tx (#13000) ranged 65.9 to 66.4 over 116 snapshots.

Trinity Capital Bank Of Tx (#13000) alerts: 3 counties; top Trinity Capital Bank Of Tx (#13000) alert scores: Ennis County, TX 22 (low); Forney County, TX 22 (low); Sunnyvale County, TX 22 (low).