Texas Bank&Trust Co (FDIC #17842): Bank Stress & Real-Estate Credit Exposure
Texas Bank&Trust Co (FDIC Cert #17842): bank stress 50/100, moderate, STABLE over 7 days; parent RJ POPE MANAGEMENT GP LLC.
Texas Bank&Trust Co (#17842) lends in 9 counties across 1 state; Texas Bank&Trust Co (#17842) reaches 222 ZIP codes: Texas 9 counties, 222 ZIPs.
Texas Bank&Trust Co (#17842) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#17842), Collin County, TX (80 branches, 40 ZIPs) (#17842), Denton County, TX (40 branches, 40 ZIPs) (#17842), Smith County, TX (115 branches, 23 ZIPs) (#17842), Rusk County, TX (20 branches, 20 ZIPs) (#17842), Harrison County, TX (15 branches, 15 ZIPs) (#17842).
Texas Bank&Trust Co (#17842) reports $4.34 billion in total assets; Texas Bank&Trust Co (#17842) equity $559.9 million (12.9% of Texas Bank&Trust Co (#17842) assets); Texas Bank&Trust Co (#17842) domestic deposits $3.75 billion; Texas Bank&Trust Co (#17842) net income $33.7 million; Texas Bank&Trust Co (#17842) return on assets 1.54%; Texas Bank&Trust Co (#17842) return on equity 12.39%; Texas Bank&Trust Co (#17842) net interest income $77.2 million; Texas Bank&Trust Co (#17842) call report June 30, 2026.
Texas Bank&Trust Co (#17842) noncurrent real-estate loans: none reported; Texas Bank&Trust Co (#17842) net charge-offs on real estate 0.48%; Texas Bank&Trust Co (#17842) multifamily charge-offs 4.00%; Texas Bank&Trust Co (#17842) residential charge-offs 0.06%.
Texas Bank&Trust Co (#17842) net interest margin 3.75% against an eight-quarter Texas Bank&Trust Co (#17842) average of 3.22% (Texas Bank&Trust Co (#17842) compression -0.52 points); Texas Bank&Trust Co (#17842) non-residential real estate 6.1% of equity; Texas Bank&Trust Co (#17842) rate-exposure score 40/100, Texas Bank&Trust Co (#17842) fixed-rate trap 40/100; Texas Bank&Trust Co (#17842) risk type credit driven; Texas Bank&Trust Co (#17842) rate regime rates elevated, Texas Bank&Trust Co (#17842) snapshot October 19, 2026.
Texas Bank&Trust Co (#17842) stress score moved from 52.9 on June 22, 2026 to 49.6 on October 19, 2026; Texas Bank&Trust Co (#17842) ranged 49.6 to 52.9 over 116 snapshots.
Texas Bank&Trust Co (#17842) alerts: 9 counties; top Texas Bank&Trust Co (#17842) alert scores: Tyler County, TX 33 (low); Terrell County, TX 28 (low); Flower Mound County, TX 17 (low); Fort Worth County, TX 17 (low); Longview County, TX 17 (low).