Security Nb Of Omaha (FDIC #19213): Bank Stress & Real-Estate Credit Exposure

Security Nb Of Omaha (FDIC Cert #19213): bank stress 62/100, elevated, STABLE over 7 days; parent SECURITY NATIONAL CORP.

Security Nb Of Omaha (#19213) lends in 4 counties across 3 states; Security Nb Of Omaha (#19213) reaches 181 ZIP codes: Iowa 2 counties, 49 ZIPs; Texas 1 county, 95 ZIPs; Nebraska 1 county, 37 ZIPs.

Security Nb Of Omaha (#19213) largest markets: Dallas County, TX (190 branches, 95 ZIPs) (#19213), Douglas County, NE (370 branches, 37 ZIPs) (#19213), Dallas County, IA (25 branches, 25 ZIPs) (#19213), Pottawattamie County, IA (24 branches, 24 ZIPs) (#19213).

Security Nb Of Omaha (#19213) reports $1.86 billion in total assets; Security Nb Of Omaha (#19213) equity $181.3 million (9.7% of Security Nb Of Omaha (#19213) assets); Security Nb Of Omaha (#19213) domestic deposits $1.50 billion; Security Nb Of Omaha (#19213) net income $13.2 million; Security Nb Of Omaha (#19213) return on assets 1.46%; Security Nb Of Omaha (#19213) return on equity 14.95%; Security Nb Of Omaha (#19213) net interest income $37.6 million; Security Nb Of Omaha (#19213) call report June 30, 2026.

Security Nb Of Omaha (#19213) noncurrent real-estate loans: none reported; Security Nb Of Omaha (#19213) net charge-offs on real estate 1.71%; Security Nb Of Omaha (#19213) residential charge-offs 2.67%.

Security Nb Of Omaha (#19213) net interest margin 4.36% against an eight-quarter Security Nb Of Omaha (#19213) average of 4.16% (Security Nb Of Omaha (#19213) compression -0.20 points); Security Nb Of Omaha (#19213) non-residential real estate 267.3% of equity; Security Nb Of Omaha (#19213) rate-exposure score 40/100, Security Nb Of Omaha (#19213) fixed-rate trap 40/100; Security Nb Of Omaha (#19213) risk type credit driven; Security Nb Of Omaha (#19213) rate regime rates elevated, Security Nb Of Omaha (#19213) snapshot October 20, 2026.

Security Nb Of Omaha (#19213) stress score moved from 60 on June 22, 2026 to 62.2 on October 20, 2026; Security Nb Of Omaha (#19213) ranged 60 to 62.2 over 117 snapshots.

Security Nb Of Omaha (#19213) alerts: 4 counties; top Security Nb Of Omaha (#19213) alert scores: Council Bluffs County, NE 21 (low); Dallas County, NE 21 (low); Omaha County, NE 21 (low); West Des Moines County, NE 21 (low).