Lamar National Bank (FDIC #23597): Bank Stress & Real-Estate Credit Exposure
Lamar National Bank (FDIC Cert #23597): bank stress 80/100, severe, STABLE over 7 days; parent LAMAR BCORP INC.
Lamar National Bank (#23597) lends in 3 counties across 1 state; Lamar National Bank (#23597) reaches 86 ZIP codes: Texas 3 counties, 86 ZIPs.
Lamar National Bank (#23597) largest markets: Collin County, TX (120 branches, 40 ZIPs) (#23597), Denton County, TX (40 branches, 40 ZIPs) (#23597), Lamar County, TX (28 branches, 14 ZIPs) (#23597).
Lamar National Bank (#23597) reports $375.9 million in total assets; Lamar National Bank (#23597) equity $33.0 million (8.8% of Lamar National Bank (#23597) assets); Lamar National Bank (#23597) domestic deposits $335.9 million; Lamar National Bank (#23597) net income $1.4 million; Lamar National Bank (#23597) return on assets 0.73%; Lamar National Bank (#23597) return on equity 8.59%; Lamar National Bank (#23597) net interest income $7.3 million; Lamar National Bank (#23597) call report June 30, 2026.
Lamar National Bank (#23597) noncurrent real-estate loans 0.05% of its book; Lamar National Bank (#23597) residential 0.14%; Lamar National Bank (#23597) net charge-offs on real estate 0.16%.
Lamar National Bank (#23597) net interest margin 4.32% against an eight-quarter Lamar National Bank (#23597) average of 4.24% (Lamar National Bank (#23597) compression -0.08 points); Lamar National Bank (#23597) real-estate loans 5.0% of equity; Lamar National Bank (#23597) rate-exposure score 40/100, Lamar National Bank (#23597) fixed-rate trap 40/100; Lamar National Bank (#23597) risk type credit driven; Lamar National Bank (#23597) rate regime rates elevated, Lamar National Bank (#23597) snapshot October 20, 2026.
Lamar National Bank (#23597) stress score moved from 82.2 on June 22, 2026 to 80.2 on October 20, 2026; Lamar National Bank (#23597) ranged 80.2 to 82.2 over 117 snapshots.
Lamar National Bank (#23597) alerts: 3 counties; top Lamar National Bank (#23597) alert scores: Argyle County, TX 24 (low); Frisco County, TX 24 (low); Paris County, TX 24 (low).