Lone Star National Bank (FDIC #24347): Bank Stress & Real-Estate Credit Exposure
Lone Star National Bank (FDIC Cert #24347): bank stress 56/100, moderate, STABLE over 7 days; parent LONE STAR NATL BANCSHARES--TEXAS.
Lone Star National Bank (#24347) lends in 4 counties across 1 state; Lone Star National Bank (#24347) reaches 133 ZIP codes: Texas 4 counties, 133 ZIPs.
Lone Star National Bank (#24347) largest markets: Bexar County, TX (390 branches, 78 ZIPs) (#24347), Hidalgo County, TX (630 branches, 30 ZIPs) (#24347), Cameron County, TX (102 branches, 17 ZIPs) (#24347), Starr County, TX (44 branches, 11 ZIPs) (#24347).
Lone Star National Bank (#24347) reports $3.28 billion in total assets; Lone Star National Bank (#24347) equity $383.7 million (11.7% of Lone Star National Bank (#24347) assets); Lone Star National Bank (#24347) domestic deposits $2.88 billion; Lone Star National Bank (#24347) net income $24.0 million; Lone Star National Bank (#24347) return on assets 1.44%; Lone Star National Bank (#24347) return on equity 12.92%; Lone Star National Bank (#24347) net interest income $57.8 million; Lone Star National Bank (#24347) call report June 30, 2026.
Lone Star National Bank (#24347) noncurrent real-estate loans: none reported; Lone Star National Bank (#24347) multifamily -0.80%; Lone Star National Bank (#24347) net charge-offs on real estate 1.19%; Lone Star National Bank (#24347) residential charge-offs 1.85%.
Lone Star National Bank (#24347) net interest margin 3.73% against an eight-quarter Lone Star National Bank (#24347) average of 3.65% (Lone Star National Bank (#24347) compression -0.08 points); Lone Star National Bank (#24347) non-residential real estate 185.4% of equity; Lone Star National Bank (#24347) rate-exposure score 40/100, Lone Star National Bank (#24347) fixed-rate trap 40/100; Lone Star National Bank (#24347) risk type credit driven; Lone Star National Bank (#24347) rate regime rates elevated, Lone Star National Bank (#24347) snapshot October 20, 2026.
Lone Star National Bank (#24347) stress score moved from 58.7 on June 22, 2026 to 55.8 on October 20, 2026; Lone Star National Bank (#24347) ranged 55.8 to 58.7 over 117 snapshots.
Lone Star National Bank (#24347) alerts: 4 counties; top Lone Star National Bank (#24347) alert scores: Roma County, TX 18 (low); San Antonio County, TX 18 (low); South Padre Island County, TX 18 (low); Weslaco County, TX 18 (low).