Pioneer Bank (FDIC #27872): Bank Stress & Real-Estate Credit Exposure
Pioneer Bank (FDIC Cert #27872): bank stress 37/100, contained, STABLE over 7 days; parent PIONEER BCORP INC.
Pioneer Bank (#27872) lends in 6 counties across 1 state; Pioneer Bank (#27872) reaches 85 ZIP codes: New Mexico 6 counties, 85 ZIPs.
Pioneer Bank (#27872) largest markets: DoñA Ana County, NM (78 branches, 26 ZIPs) (#27872), Lincoln County, NM (18 branches, 18 ZIPs) (#27872), Otero County, NM (18 branches, 18 ZIPs) (#27872), Lea County, NM (22 branches, 11 ZIPs) (#27872), Chaves County, NM (27 branches, 9 ZIPs) (#27872), Eddy County, NM (9 branches, 9 ZIPs) (#27872).
Pioneer Bank (#27872) reports $1.09 billion in total assets; Pioneer Bank (#27872) equity $116.2 million (10.6% of Pioneer Bank (#27872) assets); Pioneer Bank (#27872) domestic deposits $850.8 million; Pioneer Bank (#27872) net income $14.3 million; Pioneer Bank (#27872) return on assets 2.58%; Pioneer Bank (#27872) return on equity 25.14%; Pioneer Bank (#27872) net interest income $24.9 million; Pioneer Bank (#27872) call report June 30, 2026.
Pioneer Bank (#27872) noncurrent real-estate loans: none reported; Pioneer Bank (#27872) net charge-offs on real estate 0.73%; Pioneer Bank (#27872) residential charge-offs 0.58%.
Pioneer Bank (#27872) net interest margin 4.92% against an eight-quarter Pioneer Bank (#27872) average of 4.98% (Pioneer Bank (#27872) compression 0.07 points); Pioneer Bank (#27872) non-residential real estate 57.9% of equity; Pioneer Bank (#27872) rate-exposure score 40/100, Pioneer Bank (#27872) fixed-rate trap 40/100; Pioneer Bank (#27872) risk type rate trapped; Pioneer Bank (#27872) rate regime rates elevated, Pioneer Bank (#27872) snapshot October 19, 2026.
Pioneer Bank (#27872) stress score moved from 42.9 on June 22, 2026 to 37.1 on October 19, 2026; Pioneer Bank (#27872) ranged 37.1 to 42.9 over 116 snapshots.
Pioneer Bank (#27872) alerts: 6 counties; top Pioneer Bank (#27872) alert scores: Alamogordo County, NM 15 (low); Carlsbad County, NM 15 (low); Hobbs County, NM 15 (low); Las Cruces County, NM 15 (low); Roswell County, NM 15 (low).