Primis Bank (FDIC #57968): Bank Stress & Real-Estate Credit Exposure
Primis Bank (FDIC Cert #57968): bank stress 66/100, elevated, STABLE over 7 days; parent PRIMIS FINANCIAL CORP (FRST).
Primis Bank (#57968) lends in 19 counties across 2 states; Primis Bank (#57968) reaches 283 ZIP codes: Virginia 17 counties, 195 ZIPs; Maryland 2 counties, 88 ZIPs.
Primis Bank (#57968) largest markets: Montgomery County, MD (53 branches, 53 ZIPs) (#57968), Fairfax County, VA (49 branches, 49 ZIPs) (#57968), Prince George's County, MD (40 branches, 40 ZIPs) (#57968), Loudoun County, VA (21 branches, 21 ZIPs) (#57968), Henrico County, VA (34 branches, 17 ZIPs) (#57968), Chesterfield County, VA (16 branches, 16 ZIPs) (#57968).
Primis Bank (#57968) reports $4.34 billion in total assets; Primis Bank (#57968) equity $478.2 million (11.0% of Primis Bank (#57968) assets); Primis Bank (#57968) domestic deposits $3.46 billion; Primis Bank (#57968) net income $21.5 million; Primis Bank (#57968) return on assets 1.02%; Primis Bank (#57968) return on equity 9.10%; Primis Bank (#57968) net interest income $69.2 million; Primis Bank (#57968) call report June 30, 2026.
Primis Bank (#57968) noncurrent real-estate loans: none reported; Primis Bank (#57968) net charge-offs on real estate 2.36%; Primis Bank (#57968) residential charge-offs 4.15%.
Primis Bank (#57968) net interest margin 3.61% against an eight-quarter Primis Bank (#57968) average of 3.32% (Primis Bank (#57968) compression -0.29 points); Primis Bank (#57968) non-residential real estate 415.5% of equity; Primis Bank (#57968) rate-exposure score 40/100, Primis Bank (#57968) fixed-rate trap 40/100; Primis Bank (#57968) risk type credit driven; Primis Bank (#57968) rate regime rates elevated; Primis Bank (#57968) shares 7.2% below the 52-week high, Primis Bank (#57968) equity trend stable, Primis Bank (#57968) snapshot October 19, 2026.
Primis Bank (#57968) stress score moved from 66 on June 22, 2026 to 66.4 on October 20, 2026; Primis Bank (#57968) ranged 66 to 66.4 over 117 snapshots.
Primis Bank (#57968) alerts: 19 counties; top Primis Bank (#57968) alert scores: Williamsburg County, VA 42 (moderate); Gloucester County, VA 41 (moderate); Surry County, VA 38 (moderate); Henrico County, VA 37 (moderate); Newport News County, VA 34 (low).