One Florida Bank (FDIC #58811): Bank Stress & Real-Estate Credit Exposure
One Florida Bank (FDIC Cert #58811): bank stress 72/100, elevated, STABLE over 7 days; parent OFB BANCSHARES INC.
One Florida Bank (#58811) lends in 3 counties across 1 state; One Florida Bank (#58811) reaches 72 ZIP codes: Florida 3 counties, 72 ZIPs.
One Florida Bank (#58811) largest markets: Orange County, FL (147 branches, 49 ZIPs) (#58811), Seminole County, FL (34 branches, 17 ZIPs) (#58811), Washington County, FL (10 branches, 10 ZIPs) (#58811).
One Florida Bank (#58811) reports $2.07 billion in total assets; One Florida Bank (#58811) equity $199.3 million (9.6% of One Florida Bank (#58811) assets); One Florida Bank (#58811) domestic deposits $1.82 billion; One Florida Bank (#58811) net income $10.2 million; One Florida Bank (#58811) return on assets 0.98%; One Florida Bank (#58811) return on equity 10.48%; One Florida Bank (#58811) net interest income $36.0 million; One Florida Bank (#58811) call report June 30, 2026.
One Florida Bank (#58811) noncurrent real-estate loans: none reported; One Florida Bank (#58811) net charge-offs on real estate 0.10%; One Florida Bank (#58811) residential charge-offs 0.13%.
One Florida Bank (#58811) net interest margin 3.56% against an eight-quarter One Florida Bank (#58811) average of 3.37% (One Florida Bank (#58811) compression -0.19 points); One Florida Bank (#58811) non-residential real estate 13.3% of equity; One Florida Bank (#58811) rate-exposure score 40/100, One Florida Bank (#58811) fixed-rate trap 40/100; One Florida Bank (#58811) risk type credit driven; One Florida Bank (#58811) rate regime rates elevated, One Florida Bank (#58811) snapshot October 20, 2026.
One Florida Bank (#58811) stress score moved from 67.5 on June 22, 2026 to 72.2 on October 20, 2026; One Florida Bank (#58811) ranged 67.5 to 72.2 over 117 snapshots.
One Florida Bank (#58811) alerts: 3 counties; top One Florida Bank (#58811) alert scores: Chipley County, FL 23 (low); Oviedo County, FL 23 (low); Winter Park County, FL 23 (low).