Alexander County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Alexander County, NC distress report, 2026: 8 ZIPs scored in Alexander, NC, Alexander, NC average 26/100; the top Alexander, NC ZIP is 28654 at 33/100; Alexander, NC market phase peak, Alexander, NC prices +2.3% year over year.
- Alexander, NC ranks #1,089 nationally (opportunity index); Alexander, NC #54 in North Carolina; Alexander, NC index 30.9.
- Alexander, NC: no CFPB county sample; Alexander, NC metro area reading 1.7%.
- Alexander, NC ZIP phases: 8 peak.
- Alexander, NC residential listings tracked: 4 across 2 ZIPs; Alexander, NC candidate listings 2.
- Alexander, NC lenders on watch: 3; largest Alexander, NC footprint Taylorsville Sb Ssb (3 branches).
- Alexander, NC most distressed ZIP: 28654 at 33/100.
Alexander, NC figures: DLRadar distress index; Alexander, NC inputs: CFPB, FHFA, HUD, FDIC; Alexander, NC rebuilt as sources refresh.
| Rank | Alexander, NC ZIP | Score |
|---|---|---|
| 1 | 28654 | 33/100 |
| 2 | 28625 | 29/100 |
| 3 | 28630 | 29/100 |
| 4 | 28689 | 28/100 |
| 5 | 28601 | 27/100 |
| 6 | 28678 | 25/100 |
| 7 | 28636 | 20/100 |
| 8 | 28681 | 19/100 |
Most distressed Alexander, NC ZIPs (0-100, 2026)
Mortgage delinquency around Alexander, NC
No CFPB county sample covers Alexander, NC; the metro area reading for Alexander, NC (Hickory-Lenoir-Morganton, NC): 1.7% ninety-plus; Alexander, NC area thirty-to-eighty-nine 3.4% (December 2025, Alexander, NC); North Carolina overall 0.9%.
Opportunity index: Alexander, NC
Alexander, NC index 30.9, Alexander, NC phase watchlist; Alexander, NC primary driver vacancy, Alexander, NC second driver bank institutional. Alexander, NC components: property stress 19.1, foreclosure pressure 19.4, listing discounts 33.0, bank stress 59.1, insurance 0.0; Alexander, NC pulse 34.7; Alexander, NC capital opportunity 25.2; Alexander, NC seven-day change -0.7%.
ZIP market phases inside Alexander, NC
8 Alexander, NC ZIPs carry a price-cycle phase; Alexander, NC ZIPs by phase (Alexander, NC), deepest drawdown first: peak, +2.3% YoY (Alexander, NC): 28601, 28630, 28681; peak, +1.0% YoY (Alexander, NC): 28625; peak, +2.2% YoY (Alexander, NC): 28636; peak, +2.0% YoY (Alexander, NC): 28654; peak, +1.6% YoY (Alexander, NC): 28678; peak, +1.5% YoY (Alexander, NC): 28689.
Residential listings by Alexander, NC ZIP
Alexander, NC ZIPs with the most tracked Alexander, NC residential listings: 28681 4 listings, 2 candidates, bank pressure 64; 28636 0 listings, 0 candidates, bank pressure 58. Alexander, NC totals: 4 listings; Alexander, NC candidates 2; active ZIPs 0.
Lenders with branches in Alexander, NC
Alexander, NC lenders by branch count: Taylorsville Sb Ssb (Alexander, NC): stress 84, 3 branches low in Alexander, NC; First-Citizens Bank&Trust Co (Alexander, NC): stress 71, 1 branch low in Alexander, NC; Peoples Bank (Alexander, NC): stress 67, 1 branch low in Alexander, NC.
Vacancy and permits, Alexander, NC
2,092 of 16,218 Alexander, NC housing units are vacant; Alexander, NC permits, twelve months: 0 multifamily units in Alexander, NC, 101 one-to-four unit units.
Work Alexander, NC at the parcel level
Every Alexander, NC parcel carries owner and address; every Alexander, NC parcel carries APN; Alexander, NC distress scores sit on the Alexander, NC live board.
Alexander, NC figures refresh with each source.
Alexander, NC questions
Most distressed ZIP code in Alexander County, NC?
ZIP 28654 leads Alexander, NC at 33/100; next in Alexander, NC: 28625 at 29/100; the Alexander, NC average is 26/100.
Where does Alexander County, NC rank for investment opportunity?
Alexander, NC is #1,089 among all ranked counties, #54 in North Carolina; the Alexander, NC driver is vacancy; Alexander, NC moved up 36 places.
How many mortgages are delinquent in Alexander County, NC?
Alexander, NC takes the metro area reading of 1.7% for December 2025; no CFPB county sample covers Alexander, NC.
Which banks lend in Alexander County, NC?
3 watched lenders hold Alexander, NC branches; the largest Alexander, NC footprints are Taylorsville Sb Ssb (3), First-Citizens Bank&Trust Co (1), Peoples Bank (1).
More on Alexander, NC
Alexander County, NC distress report: public-record figures for Alexander, NC; not legal advice for Alexander, NC; not tax or investment advice; verify every Alexander, NC record before acting.