Alexander County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Alexander County, North Carolina? DLRadar grades every Alexander County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Alexander County breakdown.
- Alexander County's most distressed ZIP is 28654 at 34/100.
- 8 ZIP codes tracked in Alexander County, averaging 28/100 distress.
- Alexander County reads peak — home values up 2.3% year over year.
- Vacancy runs 13% across Alexander County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Alexander County home is worth about $220,600 against a ~$65,442 median income.
- Lending headwind in Alexander County sits at 83/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28654 | 34/100 |
| 2 | 28625 | 30/100 |
| 3 | 28689 | 30/100 |
| 4 | 28601 | 29/100 |
| 5 | 28630 | 29/100 |
| 6 | 28678 | 27/100 |
| 7 | 28636 | 22/100 |
| 8 | 28681 | 21/100 |
Most distressed ZIP codes in Alexander County (composite distress 0-100, 2026)
What is driving Alexander County distress
The Alexander County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 28/100 ZIP average. No proprietary or modelled inputs enter the score.
Alexander County market phase and pricing
Alexander County reads peak — home prices rose 2.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Alexander County
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Questions and answers
What is the most distressed ZIP code in Alexander County, NC?
ZIP 28654 leads Alexander County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Alexander County at?
Alexander County reads peak, with home prices up 2.3% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Alexander County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 8 Alexander County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Alexander County ZIP codes?
The county figure is a blend, not a description. Across the Alexander County ZIPs DLRadar ranks, scores run from 34/100 in 28654 down to 21/100 in 28681, against a Alexander County average of 28/100. With 13 points between best and worst, county-level targeting in Alexander County wastes effort.
What do Alexander County home values and vacancy say about distressed supply?
The typical Alexander County home carries about $220,600 of value against a median household income near $65,442. Vacancy across Alexander County's tracked ZIPs runs 13% and the poverty rate is 12.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Alexander County's foreclosure and tax-lien filings and its 83/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.