Amador County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Amador County, CA distress report, 2026: 12 ZIPs scored in Amador, CA, Amador, CA average 18/100; the top Amador, CA ZIP is 95601 at 19/100; Amador, CA market phase contraction, Amador, CA prices -0.3% year over year.
- Amador, CA ranks #1,225 nationally (opportunity index); Amador, CA #12 in California; Amador, CA index 30.4.
- Amador, CA: no CFPB county sample; Amador, CA non-metro area reading 0.6%.
- Amador, CA ZIP phases: 11 contraction, 1 peak.
- Amador, CA residential listings tracked: 33 across 11 ZIPs; Amador, CA candidate listings 18.
- Amador, CA HUD assisted properties: 2 with 116 units.
- Amador, CA lenders on watch: 3; largest Amador, CA footprint El Dorado Savings Bank Fsb (4 branches).
- Amador, CA most distressed ZIP: 95601 at 19/100.
Amador, CA figures: DLRadar distress index; Amador, CA inputs: CFPB, FHFA, HUD, FDIC; Amador, CA rebuilt as sources refresh.
| Rank | Amador, CA ZIP | Score |
|---|---|---|
| 1 | 95601 | 19/100 |
| 2 | 95640 | 19/100 |
| 3 | 95642 | 19/100 |
| 4 | 95665 | 19/100 |
| 5 | 95666 | 19/100 |
| 6 | 95669 | 19/100 |
| 7 | 95675 | 19/100 |
| 8 | 95685 | 19/100 |
| 9 | 95689 | 19/100 |
| 10 | 95699 | 19/100 |
| 11 | 95629 | 18/100 |
| 12 | 95646 | 6/100 |
Most distressed Amador, CA ZIPs (0-100, 2026)
Mortgage delinquency around Amador, CA
No CFPB county sample covers Amador, CA; the non-metro area reading for Amador, CA: 0.6% ninety-plus; Amador, CA area thirty-to-eighty-nine 1.7% (December 2025, Amador, CA); California overall 0.5%.
Opportunity index: Amador, CA
Amador, CA index 30.4, Amador, CA phase early_signal; Amador, CA primary driver construction, Amador, CA second driver vacancy. Amador, CA components: property stress 25.0, foreclosure pressure 30.4, listing discounts 18.4, bank stress 55.1, insurance 0.0; Amador, CA pulse 36.4; Amador, CA capital opportunity 21.4.
ZIP market phases inside Amador, CA
12 Amador, CA ZIPs carry a price-cycle phase; Amador, CA ZIPs by phase (Amador, CA), deepest drawdown first: contraction, -0.4% YoY, 0.5% off peak (Amador, CA): 95629; contraction, -0.3% YoY, 0.3% off peak (Amador, CA): 95640, 95601, 95642, 95665, Amador, CA 95666, 95669, 95675, 95685, Amador, CA 95689, 95699; peak, +0.4% YoY, 0.2% off peak (Amador, CA): 95646.
Residential listings by Amador, CA ZIP
Amador, CA ZIPs with the most tracked Amador, CA residential listings: 95666 14 listings, 8 candidates, bank pressure 55; 95640 6 listings, 2 candidates, bank pressure 59; 95669 4 listings, 1 candidates, bank pressure 55; 95689 4 listings, 2 candidates, bank pressure 55 (Amador, CA); 95642 3 listings, 3 candidates, bank pressure 55; 95665 2 listings, 2 candidates, bank pressure 55; 95601 0 listings, 0 candidates, bank pressure 55; 95629 0 listings, 0 candidates, bank pressure 61. Amador, CA totals: 33 listings; Amador, CA candidates 18; active ZIPs 0.
HUD assisted housing in Amador, CA
2 assisted properties with 116 units sit in Amador, CA; largest Amador, CA properties: Jackson Hills Apartments (Jackson) 86 units, 85 assisted; The Meadows (Jackson) 30 units, 27 assisted.
Lenders with branches in Amador, CA
Amador, CA lenders by branch count: El Dorado Savings Bank Fsb (Amador, CA): stress 59, 4 branches low in Amador, CA; Bank Of Marin (Amador, CA): stress 67, 2 branches low in Amador, CA; Bank Of Stockton (Amador, CA): stress 6, 1 branch low in Amador, CA.
Vacancy and permits, Amador, CA
2,928 of 19,019 Amador, CA housing units are vacant; Amador, CA permits, twelve months: 0 multifamily units in Amador, CA, 53 one-to-four unit units.
Work Amador, CA at the parcel level
Every Amador, CA parcel carries owner and address; every Amador, CA parcel carries APN; Amador, CA distress scores sit on the Amador, CA live board.
Amador, CA figures refresh with each source.
Amador, CA questions
Most distressed ZIP code in Amador County, CA?
ZIP 95601 leads Amador, CA at 19/100; next in Amador, CA: 95640 at 19/100; the Amador, CA average is 18/100.
Where does Amador County, CA rank for investment opportunity?
Amador, CA is #1,225 among all ranked counties, #12 in California; the Amador, CA driver is construction; Amador, CA moved down 415 places.
How many mortgages are delinquent in Amador County, CA?
Amador, CA takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Amador, CA.
Which banks lend in Amador County, CA?
3 watched lenders hold Amador, CA branches; the largest Amador, CA footprints are El Dorado Savings Bank Fsb (4), Bank Of Marin (2), Bank Of Stockton (1).
More on Amador, CA
Amador County, CA distress report: public-record figures for Amador, CA; not legal advice for Amador, CA; not tax or investment advice; verify every Amador, CA record before acting.