Skagit County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Skagit County, WA distress report, 2026: 17 ZIPs scored in Skagit, WA, Skagit, WA average 34/100; the top Skagit, WA ZIP is 98229 at 35/100; Skagit, WA market phase peak, Skagit, WA prices +2.1% year over year.
- Skagit, WA ranks #834 nationally (opportunity index); Skagit, WA #10 in Washington; Skagit, WA index 31.8.
- Skagit, WA ninety-day mortgage delinquency 1.1% in December 2025; Skagit, WA twelve-month change +0.5%.
- Skagit, WA ZIP phases: 15 peak, 2 contraction.
- Skagit, WA residential listings tracked: 31 across 13 ZIPs; Skagit, WA candidate listings 18.
- Skagit, WA HUD assisted properties: 1 with 36 units.
- Skagit, WA lenders on watch: 6; largest Skagit, WA footprint Banner Bank (5 branches).
- Skagit, WA most distressed ZIP: 98229 at 35/100.
Skagit, WA figures: DLRadar distress index; Skagit, WA inputs: CFPB, FHFA, HUD, FDIC; Skagit, WA rebuilt as sources refresh.
| Rank | Skagit, WA ZIP | Score |
|---|---|---|
| 1 | 98229 | 35/100 |
| 2 | 98241 | 35/100 |
| 3 | 98283 | 35/100 |
| 4 | 98292 | 35/100 |
| 5 | 98232 | 34/100 |
| 6 | 98233 | 34/100 |
| 7 | 98235 | 34/100 |
| 8 | 98237 | 34/100 |
| 9 | 98238 | 34/100 |
| 10 | 98255 | 34/100 |
| 11 | 98257 | 34/100 |
| 12 | 98263 | 34/100 |
Most distressed Skagit, WA ZIPs (0-100, 2026)
Mortgage delinquency in Skagit, WA
1.1% of Skagit, WA mortgages were ninety-plus days late (Skagit, WA, December 2025); Skagit, WA thirty-to-eighty-nine days late: 1.2%; Skagit, WA twelve-month change +0.5%; Skagit, WA peak since 2008: 4.8% (March 2010); Washington overall 0.6%. Skagit, WA ninety-day series: Dec 24 0.6, Jan 25 0.8, Feb 25 1.1 (Skagit, WA), Mar 25 1.1, Apr 25 0.9, May 25 1.1 (Skagit, WA), Jun 25 1.2, Jul 25 0.7, Aug 25 0.7 (Skagit, WA), Sep 25 0.6, Oct 25 0.7, Nov 25 0.5 (Skagit, WA), Dec 25 1.1.
Opportunity index: Skagit, WA
Skagit, WA index 31.8, Skagit, WA phase watchlist; Skagit, WA primary driver bank institutional, Skagit, WA second driver construction. Skagit, WA components: property stress 26.1, foreclosure pressure 27.4, listing discounts 30.9, bank stress 60.7, insurance 0.0; Skagit, WA pulse 36.0; Skagit, WA capital opportunity 25.5; Skagit, WA seven-day change -0.3%.
ZIP market phases inside Skagit, WA
17 Skagit, WA ZIPs carry a price-cycle phase; Skagit, WA ZIPs by phase (Skagit, WA), deepest drawdown first: contraction, -0.2% YoY, 1.0% off peak (Skagit, WA): 98283; contraction, -0.2% YoY, 0.9% off peak (Skagit, WA): 98229; peak, +1.7% YoY, 0.2% off peak (Skagit, WA): 98237; peak, +1.9% YoY, 0.1% off peak (Skagit, WA): 98284; peak, +2.0% YoY (Skagit, WA): 98221; peak, +2.1% YoY (Skagit, WA): 98232, 98233, 98235, 98238, Skagit, WA 98255, 98257, 98263, 98267, Skagit, WA 98273, 98274; peak, +0.6% YoY (Skagit, WA): 98241.
Residential listings by Skagit, WA ZIP
Skagit, WA ZIPs with the most tracked Skagit, WA residential listings: 98284 7 listings, 5 candidates, bank pressure 64; 98273 6 listings, 3 candidates, bank pressure 63; 98221 5 listings, 2 candidates, bank pressure 63; 98237 5 listings, 4 candidates, bank pressure 64 (Skagit, WA); 98233 4 listings, 2 candidates, bank pressure 63; 98274 3 listings, 1 candidates, bank pressure 63; 98257 1 listings, 1 candidates, bank pressure 63; 98232 0 listings, 0 candidates, bank pressure 63. Skagit, WA totals: 31 listings; Skagit, WA candidates 18; active ZIPs 7.
HUD assisted housing in Skagit, WA
1 assisted properties with 36 units sit in Skagit, WA; largest Skagit, WA properties: Skagit Village Apartments (Mount Vernon) 36 units, 35 assisted.
Lenders with branches in Skagit, WA
Skagit, WA lenders by branch count: Banner Bank (Skagit, WA): stress 58, 5 branches low in Skagit, WA; Wafd Bank (Skagit, WA): stress 67, 4 branches low in Skagit, WA; Peoples Bank (Skagit, WA): stress 60, 4 branches low in Skagit, WA; Heritage Bank (Skagit, WA): stress 58, 3 branches low in Skagit, WA; Bank Of The Pacific (Skagit, WA): stress 65, 2 branches low in Skagit, WA; Mountain Pacific Bank (Skagit, WA): stress 56, 1 branch low in Skagit, WA.
Vacancy and permits, Skagit, WA
4,721 of 57,050 Skagit, WA housing units are vacant; Skagit, WA permits, twelve months: 226 multifamily units in Skagit, WA, 151 one-to-four unit units.
Work Skagit, WA at the parcel level
Every Skagit, WA parcel carries owner and address; every Skagit, WA parcel carries APN; Skagit, WA distress scores sit on the Skagit, WA live board.
Skagit, WA figures refresh with each source.
Skagit, WA questions
Most distressed ZIP code in Skagit County, WA?
ZIP 98229 leads Skagit, WA at 35/100; next in Skagit, WA: 98241 at 35/100; the Skagit, WA average is 34/100.
Where does Skagit County, WA rank for investment opportunity?
Skagit, WA is #834 among all ranked counties, #10 in Washington; the Skagit, WA driver is bank institutional; Skagit, WA moved down 24 places.
How many mortgages are delinquent in Skagit County, WA?
1.1% of Skagit, WA mortgages were ninety-plus days late in December 2025; the Skagit, WA peak since 2008 was 4.8%.
Which banks lend in Skagit County, WA?
6 watched lenders hold Skagit, WA branches; the largest Skagit, WA footprints are Banner Bank (5), Wafd Bank (4), Peoples Bank (4).
More on Skagit, WA
Skagit County, WA distress report: public-record figures for Skagit, WA; not legal advice for Skagit, WA; not tax or investment advice; verify every Skagit, WA record before acting.