Distressed Properties in California
DLRadar scores 58 California counties on market cycle, bank stress and insurance distress. 26 are in contraction or recovery; California home prices average +0.1% year over year.
California averages 62/100 bank stress and 30/100 insurance distress.
Furthest through the turn in California: San Joaquin County (-2.5%), Butte County (-2.4%), Ventura County (-2.3%), Napa County (-2.1%), Merced County (-1.1%).
California residential listings tracked: 7,431 across 1,807 ZIPs; California candidate listings 2,828; 1,001 California ZIPs read active. Busiest California ZIPs: 93535 56 listings, 12 candidates; 92262 49 listings, 16 candidates; 93505 41 listings, 13 candidates in California; 92203 40 listings, 9 candidates; 92277 40 listings, 13 candidates; 94605 40 listings, 26 candidates.
HUD lists 1,205 assisted multifamily properties in California with 91,755 units, 42,715 of the California units assisted.
California ZIPs by price-cycle phase: 3,108 peak, 822 contraction, 430 expansion, 176 recovery, 138 neutral.
California ninety-day mortgage delinquency 0.5% as of December 2025; highest sampled California counties: Kern 1.3%, Madera 1.1%, San Bernardino 1.0%.
California counties to watch
Distressed properties in California — FAQ
How do I find California distressed properties?
Start with the 26 of 58 California counties in contraction or recovery, led by San Joaquin County, then open each California county's ZIP scores.
Where does the California data come from?
California price cycle from FHFA; California bank stress (62/100) from FDIC call reports; California insurance distress (30/100) from FEMA and NFIP.