ZIP 14113 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 14113 (Wyoming County, New York) at a minimal 14/100 for overall property distress. Its heaviest discrete signals: structural risk (31/100), construction/permit lag (25/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (3/100). Latent structural risk is 31/100 while live distress already moving reads 1/100.

The expansion-phase market in 14113 posted values that rose 6.0% over the year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 646 people live here, median age 41. 88% of housing is owner-occupied. A median home runs $173,700 here, or 1.6 times local income. The demographic-stress sub-score lands at 18/100. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 353 housing units. The vacancy rate is 23.2% — elevated. At $95,313, median income runs above typical U.S. levels. About 22% have a four-year degree. Around 4% of renters are cost-burdened.

On the whole, 14113 leans distressed, with opportunity clustered in specific stressed parcels. 14113 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 14113 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Wyoming County, New York and the nation. Sparse data for 14113 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14113's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 14113 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.