ZIP 38726 Property Distress & Foreclosure Data

ZIP code 38726 in Bolivar County, Mississippi carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 36/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (36/100), institutional ownership (18/100), mortgage stress (9/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low.

The market reads neutral — home values rose 4.4% year on year, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 78% of homes, renters 22%. Median household income is $31,958, below the U.S. median near $78,000. Home values center near $59,300, an affordability ratio of 2.5× — accessible. There are about 194 housing units across 38726. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. About 310 people live here, median age 57. Educational attainment sits at 16% bachelor's-or-above. 24.8% of residents fall below the poverty threshold. Rent burden reaches 58% of tenant households.

Net-net, 38726 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.