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ZIP 38764 Foreclosure, Tax-Lien & Distress Report

Bolivar County, Mississippi · High Vacancy market

Composite property distress in 38764 (Bolivar County, Mississippi) lands at 17/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (39/100), institutional ownership (18/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (9/100) stay muted. Structural exposure scores 39 and live distress 3 on the 0–100 scale.

The peak-phase market in 38764 posted values that rose 3.6% over the year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $109,400 (2.9× income, relatively affordable). Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. About 185 people live here, median age 62. About 25% have a four-year degree. 71% of housing is owner-occupied. On demographic stress specifically, 38764 scores 23/100. The poverty rate is 3.2% — low. Median household income is $30,000, below the U.S. median near $78,000. The ZIP holds roughly 133 housing units. Around 9% of renters are cost-burdened.

Net-net, 38764 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 38764's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 38764 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 for 38764 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38764 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
39/100
Structural risk
3/100
Distress activity

What is driving ZIP 38764’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk70
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

38764 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Bolivar County

Nearest ZIP codes to 38764

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Mississippi distress

Keep going: ZIP, county and state distress coverage for Bolivar County, Mississippi.

Get the full acquisition report for 38764

Get every distressed property in 38764 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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