ZIP 38762 Property Distress & Foreclosure Data

ZIP code 38762 in Bolivar County, Mississippi carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (69/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on structural risk (36/100), institutional ownership (15/100), construction/permit lag (9/100). By contrast, construction/permit lag (9/100) and mortgage stress (8/100) register low. Structural risk reads 36/100 against active distress of 2/100.

The market reads neutral — home values rose 4.4% year on year, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,098 people live here, median age 40. DLRadar's demographic-stress index for the area reads 41/100. Home values center near $95,400, an affordability ratio of 2.5× — accessible. 46.4% of residents fall below the poverty threshold. Owners hold 42% of homes, renters 58%. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 54% of tenant households. There are about 1,023 housing units across 38762. Educational attainment sits at 22% bachelor's-or-above. Median household income is $32,105, below the U.S. median near $78,000.

Net-net, 38762 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.