ZIP 38762 Foreclosure, Tax-Lien & Distress Report

Bolivar County, Mississippi's ZIP 38762 registers 18/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (69/100), flood (NFIP) exposure (65/100). What sets it apart are the readings on structural risk (42/100), construction/permit lag (33/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). The split runs 42/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 3.6% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 2,098 with a median age of 40. The demographic-stress sub-score lands at 41/100. The typical home is worth about $95,400 (2.5× income, relatively affordable). 46.4% of residents fall below the poverty threshold. 42% of housing is owner-occupied. The vacancy rate is 17.8% — elevated. Rent burden reaches 54% of tenant households. The ZIP holds roughly 1,023 housing units. About 22% have a four-year degree. Median household income is $32,105, below the U.S. median near $78,000.

Taken together, 38762 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 38762 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 38762's 18/100 can be lined up against any neighbor in Bolivar County, Mississippi or any ZIP coast to coast. 38762 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 18/100 figure for 38762 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 38762 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.