ZIP 38732 Property Distress & Foreclosure Data

DLRadar grades ZIP 38732 (Bolivar County, Mississippi) at a low 16/100 for overall property distress. Property-level stress concentrates in structural risk (37/100), institutional ownership (15/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (8/100) register low. On the structural side it scores 37/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (69/100), flood (NFIP) exposure (65/100).

The market reads neutral — home values rose 4.4% year on year, and 14% higher over three years (phase confidence 26/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 60% of homes, renters 40%. 28.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. Around 50% of renters are cost-burdened. The ZIP holds roughly 7,290 housing units. Educational attainment sits at 32% bachelor's-or-above. Home values center near $160,700, an affordability ratio of 3.7× — accessible. The vacancy rate is 11.1%. Median household income is $44,239, below the U.S. median near $78,000. About 16,735 people live here, median age 36.

Net-net, 38732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.