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ZIP 38746 Foreclosure, Tax-Lien & Distress Report

Bolivar County, Mississippi · High Poverty market

DLRadar grades ZIP 38746 (Bolivar County, Mississippi) at a low 18/100 for overall property distress. Structural exposure scores 41 and live distress 0 on the 0–100 scale. Property-level stress concentrates in structural risk (41/100), construction/permit lag (19/100), institutional ownership (18/100). construction/permit lag (19/100) and institutional ownership (18/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (70/100)).

The peak-phase market in 38746 posted values that rose 3.6% over the year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 44/100. Vacancy runs 10.1%. Home values center near $57,000. Roughly 53.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 283 housing units across 38746. Rent burden reaches 29% of tenant households. About 412 people live here, median age 41. About 7% have a four-year degree. The tenure split is 44% owner-occupied to 56% rented.

On the whole, 38746 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38746 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 38746's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38746 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 38746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 38746 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
41/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 38746

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 38746 by the numbers

Current distress, phase, housing and lender-pressure figures for 38746, drawn from the same report attached to each property.

Loading ZIP 38746 stress data…

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