ZIP 38769 Foreclosure, Tax-Lien & Distress Report
Bolivar County, Mississippi · High Vacancy market
ZIP 38769's composite property-distress score is 17/100 - DLRadar classes that as low for Bolivar County, Mississippi. Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (66/100)). Structural exposure scores 39 and live distress 3 on the 0–100 scale. Its heaviest discrete signals: structural risk (39/100), institutional ownership (21/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (10/100) stay muted.
The peak-phase market in 38769 posted values that rose 3.6% over the year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
51% of housing is owner-occupied. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. 2,088 residents call 38769 home, typically aged 29. Rent burden reaches 55% of tenant households. At $18,869, median income runs below typical U.S. levels. On demographic stress specifically, 38769 scores 47/100. 54.2% of residents fall below the poverty threshold. Home values center near $88,500, an affordability ratio of 3.9× — accessible. About 11% have a four-year degree. There are about 805 housing units across 38769.
Net-net, 38769 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38769 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 38769 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Bolivar County, Mississippi and the nation. Where the record is thin for 38769, the field stays empty rather than modeled, and fills in as new documents post.
The 17/100 figure for 38769 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38769 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 38769
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
38769 at a glance
The live 38769 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Bolivar County ZIP codes
Nearest ZIP codes to 38769
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38769
Other reports tied to Bolivar County, Mississippi — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 38769
Open 38769 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology