ZIP 38774 Foreclosure, Tax-Lien & Distress Report
Bolivar County, Mississippi · High Vacancy market
DLRadar grades ZIP 38774 (Bolivar County, Mississippi) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). The split runs 41/100 structural to 3/100 active on the ground. The pressure is most legible in structural risk (41/100), construction/permit lag (19/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted.
Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
Households earn a median $21,689 — below the roughly $78,000 national figure. Around 43% of renters are cost-burdened. The poverty rate is 59.8% — high, a tax-stress and distress correlate. The vacancy rate is 12.6% — elevated. About 1,769 people live here, median age 42. A median home runs $90,400 here, or 3.8 times local income. DLRadar's demographic-stress index for the area reads 44/100. The tenure split is 61% owner-occupied to 39% rented. Educational attainment sits at 16% bachelor's-or-above. There are about 921 housing units across 38774.
Net-net, 38774 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38774 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 38774 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 18/100 figure for 38774 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 38774 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 38774
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 38774 Stress Report snapshot
A live read on 38774: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Bolivar County ZIPs near 38774
Keep exploring Mississippi distress
Related ZIP, county and statewide reads linked to Bolivar County, Mississippi.
The complete 38774 distress and acquisition report
The full 38774 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology