ZIP 38774 Property Distress & Foreclosure Data

Composite property distress in 38774 (Bolivar County, Mississippi) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). The latent-versus-live split is 36/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (18/100), mortgage stress (9/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low.

The market reads neutral — home values rose 4.4% year on year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $21,689, below the U.S. median near $78,000. Around 43% of renters are cost-burdened. 59.8% of residents fall below the poverty threshold. The vacancy rate is 12.6% — elevated. About 1,769 people live here, median age 42. Home values center near $90,400, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 44/100. Owners hold 61% of homes, renters 39%. Educational attainment sits at 16% bachelor's-or-above. The ZIP holds roughly 921 housing units.

Net-net, 38774 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.