ZIP 38740 Foreclosure, Tax-Lien & Distress Report
Bolivar County, Mississippi · High Vacancy market
Bolivar County, Mississippi's ZIP 38740 registers 18/100 composite distress, which DLRadar reads as low. The split runs 41/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in structural risk (41/100), construction/permit lag (20/100), institutional ownership (18/100). On the quiet end sit construction/permit lag (20/100) and institutional ownership (18/100). Climate and flood risk are elevated too — flood (NFIP) exposure (79/100), climate & FEMA risk (70/100).
Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $46,656 — below the roughly $78,000 national figure. On demographic stress specifically, 38740 scores 30/100. About 7% have a four-year degree. There are about 201 housing units across 38740. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 28% of tenant households. The vacancy rate is 18.6% — elevated. About 395 people live here, median age 49. Owners hold 89% of homes, renters 11%.
Net-net, 38740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38740 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 38740's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38740 reflects the current record instead of a stale or modeled snapshot.
Behind 38740's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38740 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 38740’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 38740 by the numbers
The live 38740 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 38740
The full 38740 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology