ZIP 38781 Property Distress & Foreclosure Data

In Bolivar County, Mississippi, ZIP 38781 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (36/100), institutional ownership (18/100), mortgage stress (9/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (70/100)). The latent-versus-live split is 36/100 structural and 3/100 already moving.

The neutral-phase market in 38781 posted values that rose 4.4% over the year (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 57.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 7% of renters are cost-burdened. Population is roughly 150 with a median age of 58. The ZIP holds roughly 111 housing units. About 15% have a four-year degree. A median home runs $162,500 here. The tenure split is 38% owner-occupied to 63% rented. The vacancy rate is 5.4%. On demographic stress specifically, 38781 scores 40/100.

On the whole, 38781 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.