ZIP 38781 Foreclosure, Tax-Lien & Distress Report
Bolivar County, Mississippi · High Poverty market
On DLRadar's 0-100 distress scale, ZIP 38781 in Bolivar County, Mississippi comes in at 17, a low composite-distress reading. What sets it apart are the readings on structural risk (39/100), institutional ownership (18/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). On the structural side it scores 39/100, with 3/100 of stress already active.
The market reads peak — home values rose 3.6% year on year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Roughly 57.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 7% of tenant households. 150 residents call 38781 home, typically aged 58. The ZIP holds roughly 111 housing units. Around 15% of adults hold a bachelor's degree or higher. A median home runs $162,500 here. Owners hold 38% of homes, renters 63%. The vacancy rate is 5.4%. The demographic-stress sub-score lands at 58/100.
Net-net, 38781 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 38781's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 38781's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38781 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 38781
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
38781 at a glance
Current distress, phase, housing and lender-pressure figures for 38781, drawn from the same report attached to each property.
Other Bolivar County ZIP codes
Nearest ZIP codes to 38781
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Mississippi distress
Additional distress intelligence spanning Bolivar County, Mississippi by ZIP, county and state.
Unlock parcel-level detail for ZIP 38781
Open 38781 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
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