ZIP 77054 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 77054 (Harris County, Texas) returns a moderate composite of 36/100. What sets it apart are the readings on structural risk (78/100), institutional ownership (65/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100). Structurally it carries 78/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (82/100).

The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 65% of adults hold a bachelor's degree or higher. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $200,000, an affordability ratio of 2.9× — accessible. Around 37% of renters are cost-burdened. There are about 18,959 housing units across 77054. On demographic stress specifically, 77054 scores 32/100. 20.8% of residents fall below the poverty threshold. Owners hold 11% of homes, renters 89%. At $59,087, median income runs below typical U.S. levels. Population is roughly 26,696 with a median age of 31.

Net-net, 77054 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 77054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 77054 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 77054 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. 77054 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 77054's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 77054 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.