ZIP 84003 Property Distress & Foreclosure Data

Composite property distress in 84003 (Utah County, Utah) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (36/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (65/100).

The market reads neutral — home values rose 5.0% year on year, and 6% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $120,262, above the U.S. median near $78,000. Educational attainment sits at 50% bachelor's-or-above. 5.6% of residents fall below the poverty threshold. The ZIP holds roughly 17,265 housing units. The vacancy rate is 4.6%. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $630,300, an affordability ratio of 4.8×. Owners hold 75% of homes, renters 25%. Around 28% of renters are cost-burdened. About 55,259 people live here, median age 28.

Overall 84003 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.