ZIP 84003 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 84003 (Utah County, Utah) at a moderate 30/100 for overall property distress. The pressure is most legible in structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). mortgage stress (6/100) stay muted. Structurally it carries 65/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (64/100).

The peak-phase market in 84003 posted values that rose 2.8% over the year, and 6% higher over three years (phase confidence 14/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $120,262, above the U.S. median near $78,000. About 50% have a four-year degree. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 17,265 housing units. The vacancy rate is 4.6%. The demographic-stress sub-score lands at 30/100. A median home runs $630,300 here, or 4.8 times local income. Owners hold 75% of homes, renters 25%. Rent burden reaches 28% of tenant households. Population is roughly 55,259 with a median age of 28.

Net-net, 84003 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 84003 at the moment; the composite and its components are still built from verifiable public records.

The 84003 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 84003 stays directly comparable to neighboring ZIPs and the rest of Utah County, Utah. Sparse data for 84003 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 84003 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 84003 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.