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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 84013 Foreclosure, Tax-Lien & Distress Report

Utah County, Utah · Distress market

ZIP code 84013 in Utah County, Utah carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 65/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). On the quiet end sit mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 51% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $477,000 here, or 4.3 times local income. Median household income is $104,405, above the U.S. median near $78,000. 719 residents call 84013 home, typically aged 32. The ZIP holds roughly 193 housing units. Around 63% of renters are cost-burdened. Vacancy runs 1.5%. 7.6% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 84013 scores 35/100.

Overall, 84013 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 84013 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 84013's 30/100 can be lined up against any neighbor in Utah County, Utah or any ZIP coast to coast. 84013 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 84013 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 84013 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

30/100
Composite stress
65/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 84013

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk96
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 84013 distress snapshot

84013 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 84013 distress and acquisition report

Open 84013 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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