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Where stress is building, how the cycle is turning, and what is live now.

ZIP 84004 Foreclosure, Tax-Lien & Distress Report

Utah County, Utah · High Value market

ZIP 84004's composite property-distress score is 30/100 - DLRadar classes that as moderate for Utah County, Utah. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (64/100). The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). By contrast, mortgage stress (6/100) register low. Structural risk reads 65/100 against active distress of 2/100.

The peak-phase market in 84004 posted values that rose 2.8% over the year, and 16% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 10,272 with a median age of 37. The typical home is worth about $980,300 (5.7× income). There are about 3,398 housing units across 84004. Around 57% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%. On demographic stress specifically, 84004 scores 30/100. Vacancy runs 4.6%. Households earn a median $156,786 — above the roughly $78,000 national figure. The poverty rate is 6.0% — low. Rent burden reaches 27% of tenant households.

Overall, 84004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 84004 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 84004 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Utah County, Utah and the nation. Where the public record is thin for 84004, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 84004 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 84004 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

30/100
Composite stress
65/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 84004

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk96
84004 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

84004 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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