ZIP 84045 Property Distress & Foreclosure Data

Utah County, Utah's ZIP 84045 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (65/100). On the structural side it scores 50/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (36/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads neutral — home values rose 5.0% year on year, and 0% lower over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

5.4% of residents fall below the poverty threshold. The vacancy rate is 5.2%. Median household income is $123,870, above the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above. Around 35% of renters are cost-burdened. About 43,369 people live here, median age 23. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $613,100, an affordability ratio of 4.6×. The ZIP holds roughly 11,733 housing units.

Overall 84045 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.