ZIP 84045 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 84045 (Utah County, Utah) lands at 30/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (64/100). Structural risk reads 65/100 against active distress of 2/100. Property-level stress concentrates in structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). mortgage stress (6/100) stay muted.

The peak-phase market in 84045 posted values that rose 2.8% over the year, and 0% lower over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 5.4% — low. The vacancy rate is 5.2%. At $123,870, median income runs above typical U.S. levels. Educational attainment sits at 52% bachelor's-or-above. Rent burden reaches 35% of tenant households. 43,369 residents call 84045 home, typically aged 23. The tenure split is 84% owner-occupied to 16% rented. The demographic-stress sub-score lands at 29/100. Home values center near $613,100, an affordability ratio of 4.6×. There are about 11,733 housing units across 84045.

Net-net, 84045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 84045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 84045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 84045 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 84045 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 84045 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.