ZIP 84097 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 84097 in Utah County, Utah comes in at 30, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). On the quiet end sit mortgage stress (6/100). Structural risk reads 65/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 11% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.6%. Households earn a median $97,034 — above the roughly $78,000 national figure. Home values center near $556,300, an affordability ratio of 5.2×. DLRadar's demographic-stress index for the area reads 33/100. 22,024 residents call 84097 home, typically aged 30. There are about 7,345 housing units across 84097. The tenure split is 71% owner-occupied to 29% rented. The poverty rate is 5.0% — low. Around 50% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened.

Net-net, 84097 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 84097 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Utah County, Utah and the nation. 84097 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 84097's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 84097 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.