ZIP 84651 Foreclosure, Tax-Lien & Distress Report

ZIP code 84651 in Utah County, Utah carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (65/100), construction/permit lag (52/100), institutional ownership (42/100). By contrast, mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 6% higher over three years, at 14/100 phase confidence. Topping markets hide individual distress behind strong averages.

29,502 residents call 84651 home, typically aged 30. DLRadar's demographic-stress index for the area reads 31/100. 85% of housing is owner-occupied. The poverty rate is 5.5% — low. A median home runs $459,300 here, or 4.5 times local income. Vacancy runs 3.5%. Rent burden reaches 36% of tenant households. Educational attainment sits at 29% bachelor's-or-above. There are about 8,928 housing units across 84651. Households earn a median $94,152 — above the roughly $78,000 national figure.

On balance 84651 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 84651 at the moment; the composite and its components are still built from verifiable public records.

Whether 84651 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84651 can be compared directly against any other ZIP in Utah County, Utah or nationwide. The score is rebuilt from public data as it updates, so 84651 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 84651 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 84651 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.