ZIP 93612 Foreclosure, Tax-Lien & Distress Report
Fresno County, California · Distress market
ZIP 93612's composite property-distress score is 21/100 - DLRadar classes that as low for Fresno County, California. Its standout signals are structural risk (45/100), construction/permit lag (18/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (99/100)). Structural risk reads 45/100 against active distress of 1/100.
The peak-phase market in 93612 posted values that rose 1.2% over the year, 2.2% off the recent peak, and 8% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 2.9%. Roughly 12.8% live below the poverty line. About 37,790 people live here, median age 33. 41% of housing is owner-occupied. Rent burden reaches 41% of tenant households. Around 21% of adults hold a bachelor's degree or higher. Households earn a median $64,079 — below the roughly $78,000 national figure. The typical home is worth about $341,000 (4.9× income). DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 14,533 housing units.
On balance 93612 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 93612 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 93612 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93612 can be compared directly against any other ZIP in Fresno County, California or nationwide. Where the record is thin for 93612, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 for 93612 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 93612 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 93612
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 93612 by the numbers
Current distress, phase, housing and lender-pressure figures for 93612, drawn from the same report attached to each property.
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Nearest ZIP codes to 93612
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 93612
Further distress data across Fresno County, California at ZIP, county and state level.
See every distressed parcel in 93612
The full 93612 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology