Cattlemens Bank (FDIC #12285): Bank Stress & Real-Estate Credit Exposure
Cattlemens Bank (FDIC Cert #12285): bank stress 64/100, elevated, STABLE over 7 days; parent REEVES BANCSHARES INC.
Cattlemens Bank (#12285) lends in 5 counties across 2 states; Cattlemens Bank (#12285) reaches 181 ZIP codes: Oklahoma 3 counties, 15 ZIPs; Texas 2 counties, 166 ZIPs.
Cattlemens Bank (#12285) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#12285), Tarrant County, TX (76 branches, 76 ZIPs) (#12285), Jackson County, OK (20 branches, 10 ZIPs) (#12285), Harmon County, OK (12 branches, 6 ZIPs) (#12285), Greer County, OK (4 branches, 4 ZIPs) (#12285).
Cattlemens Bank (#12285) reports $595.2 million in total assets; Cattlemens Bank (#12285) equity $60.6 million (10.2% of Cattlemens Bank (#12285) assets); Cattlemens Bank (#12285) domestic deposits $468.9 million; Cattlemens Bank (#12285) net income $3.8 million; Cattlemens Bank (#12285) return on assets 1.30%; Cattlemens Bank (#12285) return on equity 13.23%; Cattlemens Bank (#12285) net interest income $11.8 million; Cattlemens Bank (#12285) call report June 30, 2026.
Cattlemens Bank (#12285) noncurrent real-estate loans: none reported; Cattlemens Bank (#12285) net charge-offs on real estate 0.31%; Cattlemens Bank (#12285) residential charge-offs 0.02%.
Cattlemens Bank (#12285) net interest margin 4.21% against an eight-quarter Cattlemens Bank (#12285) average of 3.93% (Cattlemens Bank (#12285) compression -0.28 points); Cattlemens Bank (#12285) non-residential real estate 1.7% of equity; Cattlemens Bank (#12285) rate-exposure score 40/100, Cattlemens Bank (#12285) fixed-rate trap 40/100; Cattlemens Bank (#12285) risk type credit driven; Cattlemens Bank (#12285) rate regime rates elevated, Cattlemens Bank (#12285) snapshot October 19, 2026.
Cattlemens Bank (#12285) stress score moved from 65.5 on June 22, 2026 to 64 on October 19, 2026; Cattlemens Bank (#12285) ranged 64 to 65.5 over 116 snapshots.
Cattlemens Bank (#12285) alerts: 5 counties; top Cattlemens Bank (#12285) alert scores: Dallas County, OK 21 (low); Eldorado County, OK 21 (low); Fort Worth County, OK 21 (low); Hollis County, OK 21 (low); Mangum County, OK 21 (low).