Pb&T Bank (FDIC #12594): Bank Stress & Real-Estate Credit Exposure
Pb&T Bank (FDIC Cert #12594): bank stress 41/100, contained, STABLE over 7 days; parent PUEBLO BCORP.
Pb&T Bank (#12594) lends in 10 counties across 1 state; Pb&T Bank (#12594) reaches 194 ZIP codes: Colorado 10 counties, 194 ZIPs.
Pb&T Bank (#12594) largest markets: El Paso County, CO (94 branches, 47 ZIPs) (#12594), Denver County, CO (41 branches, 41 ZIPs) (#12594), Adams County, CO (35 branches, 35 ZIPs) (#12594), Boulder County, CO (23 branches, 23 ZIPs) (#12594), Douglas County, CO (18 branches, 18 ZIPs) (#12594), Pueblo County, CO (60 branches, 15 ZIPs) (#12594).
Pb&T Bank (#12594) reports $815.2 million in total assets; Pb&T Bank (#12594) equity $87.0 million (10.7% of Pb&T Bank (#12594) assets); Pb&T Bank (#12594) domestic deposits $717.6 million; Pb&T Bank (#12594) net income $9.1 million; Pb&T Bank (#12594) return on assets 2.35%; Pb&T Bank (#12594) return on equity 21.34%; Pb&T Bank (#12594) net interest income $19.1 million; Pb&T Bank (#12594) call report June 30, 2026.
Pb&T Bank (#12594) noncurrent real-estate loans: none reported; Pb&T Bank (#12594) residential -0.01%; Pb&T Bank (#12594) net charge-offs on real estate 0.61%; Pb&T Bank (#12594) residential charge-offs 0.78%.
Pb&T Bank (#12594) net interest margin 5.17% against an eight-quarter Pb&T Bank (#12594) average of 4.94% (Pb&T Bank (#12594) compression -0.23 points); Pb&T Bank (#12594) non-residential real estate 77.8% of equity; Pb&T Bank (#12594) rate-exposure score 40/100, Pb&T Bank (#12594) fixed-rate trap 40/100; Pb&T Bank (#12594) risk type credit driven; Pb&T Bank (#12594) rate regime rates elevated, Pb&T Bank (#12594) snapshot October 19, 2026.
Pb&T Bank (#12594) stress score moved from 41.7 on June 22, 2026 to 41.3 on October 20, 2026; Pb&T Bank (#12594) ranged 41.3 to 41.7 over 117 snapshots.
Pb&T Bank (#12594) alerts: 10 counties; top Pb&T Bank (#12594) alert scores: Denver County, CO 37 (moderate); Broomfield County, CO 35 (low); Pueblo County, CO 31 (low); Canon City County, CO 18 (low); Castle Rock County, CO 18 (low).