Capra Bank (FDIC #16363): Bank Stress & Real-Estate Credit Exposure

Capra Bank (FDIC Cert #16363): bank stress 72/100, elevated, STABLE over 7 days; parent CAPRA FINANCIAL INC.

Capra Bank (#16363) lends in 3 counties across 3 states; Capra Bank (#16363) reaches 75 ZIP codes: New Mexico 1 county, 29 ZIPs; Texas 1 county, 26 ZIPs; Iowa 1 county, 20 ZIPs.

Capra Bank (#16363) largest markets: Bernalillo County, NM (29 branches, 29 ZIPs) (#16363), Lubbock County, TX (26 branches, 26 ZIPs) (#16363), Dubuque County, IA (20 branches, 20 ZIPs) (#16363).

Capra Bank (#16363) reports $1.34 billion in total assets; Capra Bank (#16363) equity $113.7 million (8.5% of Capra Bank (#16363) assets); Capra Bank (#16363) domestic deposits $1.11 billion; Capra Bank (#16363) net income $7.2 million; Capra Bank (#16363) return on assets 1.22%; Capra Bank (#16363) return on equity 16.30%; Capra Bank (#16363) net interest income $18.3 million; Capra Bank (#16363) call report June 30, 2026.

Capra Bank (#16363) noncurrent real-estate loans: none reported; Capra Bank (#16363) net charge-offs on real estate 0.00%.

Capra Bank (#16363) net interest margin 3.24% against an eight-quarter Capra Bank (#16363) average of 3.48% (Capra Bank (#16363) compression 0.24 points); Capra Bank (#16363) rate-exposure score 40/100, Capra Bank (#16363) fixed-rate trap 40/100; Capra Bank (#16363) risk type credit driven; Capra Bank (#16363) rate regime rates elevated, Capra Bank (#16363) snapshot October 19, 2026.

Capra Bank (#16363) stress score moved from 74.1 on June 22, 2026 to 71.6 on October 19, 2026; Capra Bank (#16363) ranged 71.6 to 74.1 over 116 snapshots.

Capra Bank (#16363) alerts: 3 counties; top Capra Bank (#16363) alert scores: Dubuque County, IA 48 (moderate); Albuquerque County, IA 24 (low); Lubbock County, IA 24 (low).