Plainscapital Bank (FDIC #17491): Bank Stress & Real-Estate Credit Exposure
Plainscapital Bank (FDIC Cert #17491): bank stress 66/100, elevated, STABLE over 7 days; parent DIAMOND HTH STOCK CO GP LLC.
Plainscapital Bank (#17491) lends in 15 counties across 1 state; Plainscapital Bank (#17491) reaches 661 ZIP codes: Texas 15 counties, 661 ZIPs.
Plainscapital Bank (#17491) largest markets: Harris County, TX (715 branches, 143 ZIPs) (#17491), Dallas County, TX (570 branches, 95 ZIPs) (#17491), Bexar County, TX (312 branches, 78 ZIPs) (#17491), Tarrant County, TX (380 branches, 76 ZIPs) (#17491), Travis County, TX (126 branches, 63 ZIPs) (#17491), Denton County, TX (40 branches, 40 ZIPs) (#17491).
Plainscapital Bank (#17491) reports $12.68 billion in total assets; Plainscapital Bank (#17491) equity $1.36 billion (10.7% of Plainscapital Bank (#17491) assets); Plainscapital Bank (#17491) domestic deposits $10.66 billion; Plainscapital Bank (#17491) net income $70.3 million; Plainscapital Bank (#17491) return on assets 1.11%; Plainscapital Bank (#17491) return on equity 9.99%; Plainscapital Bank (#17491) net interest income $196.9 million; Plainscapital Bank (#17491) call report June 30, 2026.
Plainscapital Bank (#17491) noncurrent real-estate loans 0.01% of its book; Plainscapital Bank (#17491) net charge-offs on real estate 1.01%; Plainscapital Bank (#17491) multifamily charge-offs 3.29%; Plainscapital Bank (#17491) residential charge-offs 0.38%.
Plainscapital Bank (#17491) net interest margin 3.32% against an eight-quarter Plainscapital Bank (#17491) average of 3.06% (Plainscapital Bank (#17491) compression -0.25 points); Plainscapital Bank (#17491) real-estate loans 0.8% of equity; Plainscapital Bank (#17491) non-residential real estate 37.6% of equity; Plainscapital Bank (#17491) rate-exposure score 40/100, Plainscapital Bank (#17491) fixed-rate trap 40/100; Plainscapital Bank (#17491) risk type credit driven; Plainscapital Bank (#17491) rate regime rates elevated, Plainscapital Bank (#17491) snapshot October 19, 2026.
Plainscapital Bank (#17491) stress score moved from 64.7 on June 22, 2026 to 65.6 on October 19, 2026; Plainscapital Bank (#17491) ranged 64.7 to 65.6 over 116 snapshots.
Plainscapital Bank (#17491) alerts: 15 counties; top Plainscapital Bank (#17491) alert scores: Denton County, TX 37 (moderate); Lubbock County, TX 27 (low); Houston County, TX 25 (low); Austin County, TX 20 (low); Corpus Christi County, TX 20 (low).