Cabarrus County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cabarrus County, North Carolina? DLRadar grades every Cabarrus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 41/100. Here is the 2026 Cabarrus County breakdown.
- Cabarrus County's most distressed ZIP is 28078 at 41/100.
- 16 ZIP codes tracked in Cabarrus County, averaging 36/100 distress.
- Cabarrus County reads peak — home values up 1.0% year over year.
- Vacancy runs 9.5% across Cabarrus County's tracked ZIPs, with a 9.9% poverty rate.
- The typical Cabarrus County home is worth about $348,275 against a ~$84,790 median income.
- Lending headwind in Cabarrus County sits at 40/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28078 | 41/100 |
| 2 | 28213 | 41/100 |
| 3 | 28215 | 41/100 |
| 4 | 28262 | 41/100 |
| 5 | 28269 | 41/100 |
| 6 | 28036 | 40/100 |
| 7 | 28025 | 37/100 |
| 8 | 28027 | 37/100 |
| 9 | 28075 | 37/100 |
| 10 | 28107 | 37/100 |
| 11 | 28124 | 36/100 |
| 12 | 28083 | 34/100 |
Most distressed ZIP codes in Cabarrus County (composite distress 0-100, 2026)
What is driving Cabarrus County distress
The Cabarrus County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 36/100 ZIP average. No proprietary or modelled inputs enter the score.
Cabarrus County market phase and pricing
Cabarrus County reads peak — home prices rose 1.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cabarrus County
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Common questions
What is the most distressed ZIP code in Cabarrus County, NC?
ZIP 28078 leads Cabarrus County at 41/100, recomputed monthly from public records.
What stage of the price cycle is Cabarrus County at?
FHFA price-index movement places Cabarrus County in peak; prices are up 1.0% over twelve months.
Which datasets feed the Cabarrus County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 16 ZIP codes in Cabarrus County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Cabarrus County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Cabarrus County ZIPs DLRadar ranks, scores run from 41/100 in 28078 down to 34/100 in 28083, against a Cabarrus County average of 36/100. Those 7 points separate the ZIPs worth working in Cabarrus County from the rest.
What do Cabarrus County home values and vacancy say about distressed supply?
The typical Cabarrus County home carries about $348,275 of value against a median household income near $84,790. Vacancy across Cabarrus County's tracked ZIPs runs 9.5% and the poverty rate is 9.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cabarrus County's foreclosure and lien data and its 40/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.