Cleburne County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cleburne County, Alabama? DLRadar grades every Cleburne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Cleburne County breakdown.
- Cleburne County's most distressed ZIP is 36207 at 35/100.
- 7 ZIP codes tracked in Cleburne County, averaging 22/100 distress.
- Cleburne County reads expansion — home values up 5.0% year over year.
- Vacancy runs 14.5% across Cleburne County's tracked ZIPs, with a 14.1% poverty rate.
- The typical Cleburne County home is worth about $169,657 against a ~$61,129 median income.
- Lending headwind in Cleburne County sits at 41/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36207 | 35/100 |
| 2 | 36272 | 29/100 |
| 3 | 36258 | 19/100 |
| 4 | 36262 | 17/100 |
| 5 | 36264 | 17/100 |
| 6 | 36269 | 17/100 |
| 7 | 36273 | 17/100 |
Most distressed ZIP codes in Cleburne County (composite distress 0-100, 2026)
What is driving Cleburne County distress
Nothing here is estimated: Cleburne County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Cleburne County market phase and pricing
Cleburne County reads expansion — home prices rose 5.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cleburne County
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Frequently asked
What is the most distressed ZIP code in Cleburne County, AL?
ZIP 36207 leads Cleburne County at 35/100, recomputed monthly from public records.
Where is Cleburne County in the housing cycle?
FHFA price-index movement places Cleburne County in expansion; prices are up 5.0% over twelve months.
What are the sources behind these Cleburne County numbers?
Each Cleburne County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.
How much do distress scores vary between Cleburne County ZIP codes?
The county figure is a blend, not a description. Across the Cleburne County ZIPs DLRadar ranks, scores run from 35/100 in 36207 down to 17/100 in 36273, against a Cleburne County average of 22/100. A spread of 18 points means Cleburne County has to be worked ZIP by ZIP.
What do Cleburne County home values and vacancy say about distressed supply?
The typical Cleburne County home carries about $169,657 of value against a median household income near $61,129. Vacancy across Cleburne County's tracked ZIPs runs 14.5% and the poverty rate is 14.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cleburne County's foreclosure and tax-lien record and its 41/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.