Cleburne County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cleburne County, AL distress report, 2026: 7 ZIPs scored in Cleburne, AL, Cleburne, AL average 20/100; the top Cleburne, AL ZIP is 36207 at 35/100; Cleburne, AL market phase expansion, Cleburne, AL prices +5.0% year over year.
- Cleburne, AL ranks #1,429 nationally (opportunity index); Cleburne, AL #54 in Alabama; Cleburne, AL index 29.7.
- Cleburne, AL: no CFPB county sample; Cleburne, AL non-metro area reading 1.6%.
- Cleburne, AL ZIP phases: 7 expansion.
- Cleburne, AL residential listings tracked: 7 across 5 ZIPs; Cleburne, AL candidate listings 4.
- Cleburne, AL HUD assisted properties: 1 with 28 units.
- Cleburne, AL lenders on watch: 3; largest Cleburne, AL footprint First Bank Of Alabama (2 branches).
- Cleburne, AL most distressed ZIP: 36207 at 35/100.
Cleburne, AL figures: DLRadar distress index; Cleburne, AL inputs: CFPB, FHFA, HUD, FDIC; Cleburne, AL rebuilt as sources refresh.
| Rank | Cleburne, AL ZIP | Score |
|---|---|---|
| 1 | 36207 | 35/100 |
| 2 | 36272 | 29/100 |
| 3 | 36258 | 19/100 |
| 4 | 36262 | 15/100 |
| 5 | 36264 | 15/100 |
| 6 | 36269 | 15/100 |
| 7 | 36273 | 15/100 |
Most distressed Cleburne, AL ZIPs (0-100, 2026)
Mortgage delinquency around Cleburne, AL
No CFPB county sample covers Cleburne, AL; the non-metro area reading for Cleburne, AL: 1.6% ninety-plus; Cleburne, AL area thirty-to-eighty-nine 4.7% (December 2025, Cleburne, AL); Alabama overall 1.1%.
Opportunity index: Cleburne, AL
Cleburne, AL index 29.7, Cleburne, AL phase early_signal; Cleburne, AL primary driver vacancy, Cleburne, AL second driver bank institutional. Cleburne, AL components: property stress 21.9, foreclosure pressure 20.3, listing discounts 24.0, bank stress 56.6, insurance 0.0; Cleburne, AL pulse 34.4; Cleburne, AL capital opportunity 22.7; Cleburne, AL seven-day change -0.1%.
ZIP market phases inside Cleburne, AL
7 Cleburne, AL ZIPs carry a price-cycle phase; Cleburne, AL ZIPs by phase (Cleburne, AL), deepest drawdown first: expansion, +7.5% YoY, 0.2% off peak (Cleburne, AL): 36272; expansion, +12.9% YoY (Cleburne, AL): 36207; expansion, +5.0% YoY (Cleburne, AL): 36258, 36262, 36264, 36269, Cleburne, AL 36273.
Residential listings by Cleburne, AL ZIP
Cleburne, AL ZIPs with the most tracked Cleburne, AL residential listings: 36264 3 listings, 2 candidates, bank pressure 65; 36262 2 listings, 0 candidates, bank pressure 59; 36269 2 listings, 2 candidates, bank pressure 59; 36258 0 listings, 0 candidates, bank pressure 68 (Cleburne, AL); 36273 0 listings, 0 candidates, bank pressure 59. Cleburne, AL totals: 7 listings; Cleburne, AL candidates 4; active ZIPs 1.
HUD assisted housing in Cleburne, AL
1 assisted properties with 28 units sit in Cleburne, AL; largest Cleburne, AL properties: Heflin Oaks (Heflin) 28 units, 28 assisted.
Lenders with branches in Cleburne, AL
Cleburne, AL lenders by branch count: First Bank Of Alabama (Cleburne, AL): stress 71, 2 branches low in Cleburne, AL; Noblebank&Trust (Cleburne, AL): stress 61, 1 branch low in Cleburne, AL; Metro Bank (Cleburne, AL): stress 47, 1 branch low in Cleburne, AL.
Vacancy and permits, Cleburne, AL
894 of 6,874 Cleburne, AL housing units are vacant; Cleburne, AL permits, twelve months: 0 multifamily units in Cleburne, AL, 7 one-to-four unit units.
Work Cleburne, AL at the parcel level
Every Cleburne, AL parcel carries owner and address; every Cleburne, AL parcel carries APN; Cleburne, AL distress scores sit on the Cleburne, AL live board.
Cleburne, AL figures refresh with each source.
Cleburne, AL questions
Most distressed ZIP code in Cleburne County, AL?
ZIP 36207 leads Cleburne, AL at 35/100; next in Cleburne, AL: 36272 at 29/100; the Cleburne, AL average is 20/100.
Where does Cleburne County, AL rank for investment opportunity?
Cleburne, AL is #1,429 among all ranked counties, #54 in Alabama; the Cleburne, AL driver is vacancy; Cleburne, AL moved down 246 places.
How many mortgages are delinquent in Cleburne County, AL?
Cleburne, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Cleburne, AL.
Which banks lend in Cleburne County, AL?
3 watched lenders hold Cleburne, AL branches; the largest Cleburne, AL footprints are First Bank Of Alabama (2), Noblebank&Trust (1), Metro Bank (1).
More on Cleburne, AL
Cleburne County, AL distress report: public-record figures for Cleburne, AL; not legal advice for Cleburne, AL; not tax or investment advice; verify every Cleburne, AL record before acting.