New Hanover County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
New Hanover County, NC distress report, 2026: 10 ZIPs scored in New Hanover, NC, New Hanover, NC average 35/100; the top New Hanover, NC ZIP is 28401 at 35/100; New Hanover, NC market phase peak, New Hanover, NC prices +3.5% year over year.
- New Hanover, NC ranks #1,311 nationally (opportunity index); New Hanover, NC #60 in North Carolina; New Hanover, NC index 30.1.
- New Hanover, NC ninety-day mortgage delinquency 0.6% in December 2025; New Hanover, NC twelve-month change +0.3%.
- New Hanover, NC ZIP phases: 10 peak.
- New Hanover, NC residential listings tracked: 113 across 10 ZIPs; New Hanover, NC candidate listings 29.
- New Hanover, NC HUD assisted properties: 25 with 3,535 units.
- New Hanover, NC lenders on watch: 8; largest New Hanover, NC footprint Truist Bank (7 branches).
- New Hanover, NC most distressed ZIP: 28401 at 35/100.
New Hanover, NC figures: DLRadar distress index; New Hanover, NC inputs: CFPB, FHFA, HUD, FDIC; New Hanover, NC rebuilt as sources refresh.
| Rank | New Hanover, NC ZIP | Score |
|---|---|---|
| 1 | 28401 | 35/100 |
| 2 | 28403 | 35/100 |
| 3 | 28405 | 35/100 |
| 4 | 28409 | 35/100 |
| 5 | 28411 | 35/100 |
| 6 | 28412 | 35/100 |
| 7 | 28428 | 35/100 |
| 8 | 28429 | 35/100 |
| 9 | 28449 | 35/100 |
| 10 | 28480 | 35/100 |
Most distressed New Hanover, NC ZIPs (0-100, 2026)
Mortgage delinquency in New Hanover, NC
0.6% of New Hanover, NC mortgages were ninety-plus days late (New Hanover, NC, December 2025); New Hanover, NC thirty-to-eighty-nine days late: 1.4%; New Hanover, NC twelve-month change +0.3%; New Hanover, NC peak since 2008: 4.7% (January 2012); North Carolina overall 0.9%. New Hanover, NC ninety-day series: Dec 24 0.3, Jan 25 0.2, Feb 25 0.4 (New Hanover, NC), Mar 25 0.4, Apr 25 0.4, May 25 0.4 (New Hanover, NC), Jun 25 0.4, Jul 25 0.4, Aug 25 0.5 (New Hanover, NC), Sep 25 0.5, Oct 25 0.5, Nov 25 0.5 (New Hanover, NC), Dec 25 0.6.
Opportunity index: New Hanover, NC
New Hanover, NC index 30.1, New Hanover, NC phase early_signal; New Hanover, NC primary driver vacancy, New Hanover, NC second driver construction. New Hanover, NC components: property stress 26.0, foreclosure pressure 26.7, listing discounts 27.6, bank stress 48.4, insurance 0.0; New Hanover, NC pulse 32.4; New Hanover, NC capital opportunity 26.6; New Hanover, NC seven-day change -0.2%.
ZIP market phases inside New Hanover, NC
10 New Hanover, NC ZIPs carry a price-cycle phase; New Hanover, NC ZIPs by phase (New Hanover, NC), deepest drawdown first: peak, +3.5% YoY (New Hanover, NC): 28401, 28403, 28405, 28409, New Hanover, NC 28411, 28412, 28428, 28429, New Hanover, NC 28449, 28480.
Residential listings by New Hanover, NC ZIP
New Hanover, NC ZIPs with the most tracked New Hanover, NC residential listings: 28412 28 listings, 10 candidates, bank pressure 54; 28405 21 listings, 9 candidates, bank pressure 54; 28409 19 listings, 2 candidates, bank pressure 54; 28401 16 listings, 4 candidates, bank pressure 55 (New Hanover, NC); 28411 14 listings, 2 candidates, bank pressure 55; 28403 12 listings, 1 candidates, bank pressure 54; 28429 2 listings, 0 candidates, bank pressure 54; 28428 1 listings, 1 candidates, bank pressure 54. New Hanover, NC totals: 113 listings; New Hanover, NC candidates 29; active ZIPs 1.
HUD assisted housing in New Hanover, NC
25 assisted properties with 3,535 units sit in New Hanover, NC; largest New Hanover, NC properties: Sunset South (Wilmington) 474 units; Reserve At Forest Hills (The) (Wilmington) 372 units; Amberleigh Shores Ii (Wilmington) 287 units in New Hanover, NC; Amberleigh Shores (Wilmington) 282 units; Cypress Pond At Porter's Neck (Wilmington) 264 units; Meridian At Fairfield Park (Wilmington) 241 units.
Lenders with branches in New Hanover, NC
New Hanover, NC lenders by branch count: Truist Bank (New Hanover, NC): stress 62, 7 branches low in New Hanover, NC; First-Citizens Bank&Trust Co (New Hanover, NC): stress 71, 6 branches low in New Hanover, NC; First Bank (New Hanover, NC): stress 47, 5 branches low in New Hanover, NC; Bank Of America Na (New Hanover, NC): stress 71, 4 branches low in New Hanover, NC; North State Bank (New Hanover, NC): stress 80, 1 branch low in New Hanover, NC; Live Oak Banking Co (New Hanover, NC): stress 80, 1 branch low in New Hanover, NC; Southern Bank&Trust Co (New Hanover, NC): stress 69, 1 branch low in New Hanover, NC; First Carolina Bank (New Hanover, NC): stress 63, 1 branch low in New Hanover, NC.
Vacancy and permits, New Hanover, NC
15,194 of 120,050 New Hanover, NC housing units are vacant; New Hanover, NC permits, twelve months: 1,231 multifamily units in New Hanover, NC, 1,167 one-to-four unit units.
Work New Hanover, NC at the parcel level
Every New Hanover, NC parcel carries owner and address; every New Hanover, NC parcel carries APN; New Hanover, NC distress scores sit on the New Hanover, NC live board.
New Hanover, NC figures refresh with each source.
New Hanover, NC questions
Most distressed ZIP code in New Hanover County, NC?
ZIP 28401 leads New Hanover, NC at 35/100; next in New Hanover, NC: 28403 at 35/100; the New Hanover, NC average is 35/100.
Where does New Hanover County, NC rank for investment opportunity?
New Hanover, NC is #1,311 among all ranked counties, #60 in North Carolina; the New Hanover, NC driver is vacancy; New Hanover, NC moved up 312 places.
How many mortgages are delinquent in New Hanover County, NC?
0.6% of New Hanover, NC mortgages were ninety-plus days late in December 2025; the New Hanover, NC peak since 2008 was 4.7%.
Which banks lend in New Hanover County, NC?
8 watched lenders hold New Hanover, NC branches; the largest New Hanover, NC footprints are Truist Bank (7), First-Citizens Bank&Trust Co (6), First Bank (5).
More on New Hanover, NC
New Hanover County, NC distress report: public-record figures for New Hanover, NC; not legal advice for New Hanover, NC; not tax or investment advice; verify every New Hanover, NC record before acting.