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ZIP 18946 Foreclosure, Tax-Lien & Distress Report

Bucks County, Pennsylvania · Distress market

DLRadar grades ZIP 18946 (Bucks County, Pennsylvania) at a low 26/100 for overall property distress. The latent-versus-live split is 58/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100). Leading the profile are structural risk (58/100), construction/permit lag (51/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 18946 posted values that rose 4.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.0%. Owners hold 92% of homes, renters 8%. The poverty rate is 6.3% — low. About 50% have a four-year degree. The typical home is worth about $679,700 (3.4× income, relatively affordable). At $183,750, median income runs above typical U.S. levels. Population is roughly 629 with a median age of 59. The ZIP holds roughly 226 housing units. On demographic stress specifically, 18946 scores 18/100. Around 0% of renters are cost-burdened.

On balance 18946 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 18946 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 18946, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 18946 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 18946 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 18946

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk95
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 18946 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 18946, the same set carried on every parcel.

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Deterministic. Every signal traces to a public dataset · methodology

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