ZIP 47874 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 47874 (Parke County, Indiana) returns a low composite of 19/100. The latent-versus-live split is 44/100 structural and 3/100 already moving. Its heaviest discrete signals: structural risk (44/100), institutional ownership (39/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100).

The market reads expansion — home values rose 5.4% year on year, and 1% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $155,000, an affordability ratio of 2.3× — accessible. Around 25% of renters are cost-burdened. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. Population is roughly 2,950 with a median age of 48. Median household income is $58,125, below the U.S. median near $78,000. The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 10.7%. The ZIP holds roughly 1,487 housing units. About 14% have a four-year degree.

Net-net, 47874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 47874 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47874 can be compared directly against any other ZIP in Parke County, Indiana or nationwide. Sparse data for 47874 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 47874's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 47874 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.