ZIP 96714 Foreclosure, Tax-Lien & Distress Report

ZIP 96714's composite property-distress score is 32/100 - DLRadar classes that as moderate for Kauai County, Hawaii. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Structurally it carries 71/100, against 7/100 of stress already in motion.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $132,115, above the U.S. median near $78,000. 1,438 residents call 96714 home, typically aged 41. Roughly 11.3% live below the poverty line. Vacancy runs 45.9%, above the national norm and a classic distress-and-opportunity signal. About 47% have a four-year degree. On demographic stress specifically, 96714 scores 50/100. Around 36% of renters are cost-burdened. Home values center near $1,209,000, an affordability ratio of 8.8× — stretched. The tenure split is 61% owner-occupied to 39% rented. There are about 803 housing units across 96714.

Net-net, 96714 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 96714 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 96714's 32/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Sparse data for 96714 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 96714's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 96714 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.