ZIP 96714 Property Distress & Foreclosure Data

ZIP code 96714 in Kauai County, Hawaii carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100). On the structural side it scores 71/100, with 7/100 of stress already active.

The market reads expansion — home values rose 7.1% year on year (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $132,115, median income runs above typical U.S. levels. About 1,438 people live here, median age 41. The poverty rate is 11.3%. The vacancy rate is 45.9% — elevated. Around 47% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 50/100. Around 36% of renters are cost-burdened. The typical home is worth about $1,209,000 (8.8× income, severely stretched). 61% of housing is owner-occupied. The ZIP holds roughly 803 housing units.

Net-net, 96714 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.